1331 Ash St, Ramona, CA 92065 Property Records

San Diego County property record for 1331 Ash St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,684 sqft · built 1990
Lot Size4.45 acres (193,842 sqft)
OwnerCompany Name on Record
Last Sale$985,000 (Jul 2020)
Tax Bill$11,495 (2025)
Deeds & MortgagesAug 2022 Transfer
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN280-030-31-00

Property Details

APN / Parcel Number

Primary APN280-030-31-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area4,684 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Lot Area193,842 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1331 ASH ST
CityRAMONA
StateCA
Zip92065-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 9-13-1E PAR C PER DOC86-261417 IN TR 000863
Legal Range01E
Legal Township13
Legal Section09
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2012
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1331 ASH ST, RAMONA, CA 92065-1313
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Intrafamily Transfer, Transfer
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 17, 2020Grant Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Sep 7, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleMay 5, 1995 · Amount on Record
Deed Document Number2020385921
Last Transfer DateAug 14, 2022
Transfer Doc0000336886
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 22, 2022
Property Address1331 ASH ST, RAMONA, CA 92065-1313
Document Number0000336886
Instrument DateAug 14, 2022
Instrument2022-0336886
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1331 ASH ST, RAMONA, CA 92065-1313

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1331 ASH ST, RAMONA, CA 92065-1313
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 ASH ST, RAMONA, CA 92065-1313

Mortgage

Document Number0000061809
DateFeb 9, 2022
Instrument2022-0061809
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 17, 2020
Property Address1331 ASH ST, RAMONA, CA 92065-1313
Document Number0000385921
Map ReferenceMAP 863
Instrument DateJul 17, 2020
Instrument2020-0385921
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1331 ASH ST, RAMONA, CA 92065-1313

Mortgage

Document Number0000385922
DateJul 17, 2020
Instrument2020-0385922
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1331 ASH ST, RAMONA, CA 92065-1313
Document Number0000467563
Instrument DateSep 7, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1331 N ASH ST ESCONDIDO CA 920271307, ESCONDIDO, CA 92027-1307

Mortgage

Document Number0000467563
DateOct 17, 2019
Instrument467563
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 16, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,087,517 (+2%) Land $441,631 Building $645,886
2025$11,495.00 (+6.06%) Homeowner's exemption$1,066,194 (+4.04%) Land $432,972 Building $633,222
2023$10,838.00 (-0.26%) Homeowner's exemption$1,024,794 Land $416,160 Building $608,634
2022$10,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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