1327 Ash St, Ramona, CA 92065 Property Records

San Diego County property record for 1327 Ash St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1954
Lot Size4.46 acres (194,278 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Oct 2020)
Tax Bill$6,747 (2025)
Deeds & MortgagesDec 2021 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN280-030-32-00

Property Details

APN / Parcel Number

Primary APN280-030-32-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area194,278 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1327 ASH ST
CityRAMONA
StateCA
Zip92065-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 9-13-1E (EX ST)PAR B PER DOC86-261417 IN TR 000863
Legal Range01E
Legal Township13
Legal Section09
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2012
Census Tract20801

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1327 ASH ST, RAMONA, CA 92065-1313
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPROUT MORTGAGE LLC
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Oct 28, 2020Grant Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleApr 9, 2004 · Amount on Record
Deed Document Number2020666679
Prior Transfer DateOct 21, 2020
Prior Transfer Doc0000666679
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1327 ASH ST, RAMONA, CA 92065-1313
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 ASH ST, RAMONA, CA 92065-1313

Mortgage

Document Number0000844529
DateDec 15, 2021
Instrument2021-0844529
Lender
NameSPROUT MORTGAGE LLC
TypeMortgage Company
AddressPORT SAINT LUCIE, FL 34986
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1327 ASH ST, RAMONA, CA 92065-1313
Transaction TypeMortgage
Record UpdatedOct 25, 2021
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 ASH ST, RAMONA, CA 92065-1313

Mortgage

Document Number0000720659
DateOct 15, 2021
Instrument2021-0720659
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 28, 2020
Property Address1327 ASH ST, RAMONA, CA 92065-1313
Document Number0000666679
Map ReferenceMAP 863
Instrument DateOct 21, 2020
Instrument2020-0666679
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1327 ASH ST, RAMONA, CA 92065-1313

Mortgage

Document Number0000666680
DateOct 28, 2020
Instrument2020-0666680
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$667,063 (+9.35%) Land $398,788 Building $268,275
2025$6,747.00 (+14.24%)$610,000 (+10.91%) Land $358,000 Building $252,000
2023$5,906.00 (-0.08%)$550,000 Land $324,000 Building $226,000
2022$5,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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