1331 15th St, Baker, FL 32531 Property Records

Okaloosa County property record for 1331 15th St, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,045 sqft · built 1984
Lot Size	0.693 acres (30,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2022)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8896-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8896-9`
Alternative APNs	`06-3N-24-2760-0016-0090` `24N306276000160090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	2,045 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,200 sqft (0.693 acres)
Lot Width	200 ft Width
Porch	Finished/Open Porch
Porch Area	117 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1331 15TH ST
City	BAKER
State	FL
Zip	32531-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER LOTS 9-12 INC BLK 16 & PART OF VACATED ALLEY
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	BAKER
Legal Block	16
Legal Lot Number	90
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2042
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 15TH ST, BAKER, FL 32531-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Aug 19, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	20223572987
Deed Book / Page	3638 / 3991
Prior Transfer Date	May 8, 2008
Prior Transfer Doc	0028421121
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1331 15TH ST, BAKER, FL 32531-2801
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 15TH ST, BAKER, FL 32531-2801

Mortgage

Document Number	0003663206
Date	Dec 21, 2023
Instrument	3663206

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78726

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 19, 2022
Property Address	1331 15TH ST, BAKER, FL 32531-2801
Document Number	0036383991
Book / Page	3638 / 3991
Map Reference	MB 1 PG 12
Instrument Date	Aug 17, 2022
Instrument	3572987
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 JACOB DR, 109, CRESTVIEW, FL 32536-9589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 15TH ST, BAKER, FL 32531-2801

Mortgage

Document Number	0036383993
Date	Aug 19, 2022
Instrument	3638/3993

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (-15.48%) Homeowner's exemption	$194,195 (+3.08%)	$198,294 (+5.25%) Land $23,353 Building $174,941
2023	$1,918.00 (+13.16%)	$188,400 (+8.21%) Land $19,841 Building $168,559	$188,400 (+8.21%) Land $19,841 Building $168,559
2022	$1,695.00	$174,108 Land $18,543 Building $155,565	$174,108 Land $18,543 Building $155,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures