1321 15th St, Baker, FL 32531 Property Records

Okaloosa County property record for 1321 15th St, Baker, FL 32531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,127 sqft · built 1990
Lot Size	0.389 acres (16,949 sqft)
Owner	Company Name on Record
Last Sale	$177,500 (Apr 2022)
Tax Bill	$589 (2025)
Deeds & Mortgages	Apr 2022 Sale Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-8900-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-8900-9`
Alternative APNs	`06-3N-24-2760-0017-0130` `24N306276000170130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,127 sqft Living Area
Gross Area	1,271 sqft
1st Floor Area	1,127 sqft
Flooring	Laminate Plank
Interior Walls	Wood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,949 sqft (0.389 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Porch	Open/Unfinished Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1321 15TH ST
City	BAKER
State	FL
Zip	32531-2801
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BAKER LOTS 13 TO 16 BLK 17 & ADJ PORTION OF VACATED ALLEY AS PER RSL 22-161 OR 3647-3829
Legal Range	24W
Legal Township	03N
Legal Section	06
Legal Subdivision	BAKER
Legal Block	17
Legal Lot Number	130
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2042
Census Tract	20102

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	308 W JAMES LEE BLVD, CRESTVIEW, FL 32536-2636
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Mar 16, 2017	Loan Modification, Mortgage · Conventional Mortgage SUSANNA M WOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	May 24, 2013
Deed Document Number	20223546433
Deed Book / Page	3619 / 1307
Prior Transfer Date	Mar 28, 2011
Prior Transfer Doc	0002695229
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 29, 2022
Property Address	1321 15TH ST, BAKER, FL 32531-2801
Document Number	0036191307
Book / Page	3619 / 1307
Map Reference	MB 1 PG 12
Instrument Date	Apr 28, 2022
Instrument	3546433
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$1,242.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4590 DURBIN LN, 4590, HOLT, FL 32564-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W JAMES LEE BLVD, CRESTVIEW, FL 32536-2636

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	1321 15TH ST, BAKER, FL 32531-2801
Document Number	0032914451
Book / Page	003291 / 004451
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	FIRST NATIONAL LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4590 DURBIN LN BAKER FL 32531, BAKER, FL 32531

Mortgage

Document Number	0032914451
Date	Mar 21, 2017
Book Page	003291/004451
Instrument	3124129

Lender

Name	SUSANNA M WOOD
Address	2502 EDGEWATER DR, NICEVILLE, FL 32578-2307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2022

Interest

Rate Type	Fixed Rate
Rate	8.5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00 (+24%)	$52,233 (+35.5%) Land $23,353 Building $28,880	$52,233 (+35.5%) Land $23,353 Building $28,880
2023	$475.00 (+40.53%)	$38,549 (+57.43%) Land $19,841 Building $18,708	$38,549 (+57.43%) Land $19,841 Building $18,708
2022	$338.00	$24,486 Land $8,609 Building $15,877	$24,486 Land $8,609 Building $15,877

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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