13301 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 13301 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,488 sqft · built 1996
Lot Size	4.76 acres (207,563 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Jul 2026)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-31-2005-004`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-31-2005-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,563 sqft (4.76 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13301 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8769
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	COM AT A PT 998.8 FT N FROM W 1/4 CORN TH N 310 FT TH E 703.08 FT TH S 310 FT TH W 702.17 FT TO POB 5 ACRES SEC 31 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2039
Census Tract	13100

Owner

13301 Elms Rd, a residential property, is owned and occupied by two individuals who bought it in July 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	E12416 PERCY RD, SHINGLETON, MI 49884-9631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CREDIT UNION
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	May 8, 2012 · Amount on File
Deed Document Number	202619291
Prior Transfer Date	Nov 26, 2013
Prior Transfer Doc	0000037427
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jul 24, 2026
Property Address	13301 ELMS RD, BIRCH RUN, MI 48415-8769
Document Number	0000019238
Instrument Date	Jul 24, 2026
Instrument	202619238
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E12416 PERCY RD, SHINGLETON, MI 49884-9631

Mortgage

Document Number	0000019238,
Date	Jul 24, 2026
Instrument	202619238

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 27, 2026
Property Address	13301 ELMS RD, BIRCH RUN, MI 48415-8769
Document Number	0000019291
Instrument Date	Jul 23, 2026
Instrument	202619291
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,299.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E12416 PERCY RD, SHINGLETON, MI 49884-9631

Mortgage

Document Number	0000019238,
Date	Jul 27, 2026
Instrument	202619238

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 13301 Elms Rd was $2,182 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,100 (+7.53%)	$294,200 (+7.53%)
2025	$2,182.00 Homeowner's exemption	$136,800	$273,600
2023		$112,300	$224,600
2022	$1,831.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13301 Elms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13301 Elms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T.

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