13285 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 13285 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 2002
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,500 (Nov 2023)
Tax Bill	$7,706 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-31-2004-005`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-31-2004-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Basement Area	1,782 sqft
Unfinished Basement	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Garage Area	1,194 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13285 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8769
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	BEG AT A PT 1093.89 FT S FROM NW CORN OF SEC TH E 351.88 FT TH S 215 FT TH W 351.57 FT TH N 215 FT TO POB 1.74 ACRES SEC 31
Legal Range	06E
Legal Township	10N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2039
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Nov 28, 2023	Warranty Deed, Transfer CROSSROADS TITLE
Feb 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	202325548
Prior Transfer Date	Feb 2, 2023
Prior Transfer Doc	0000003578
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 25, 2026
Property Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769
Document Number	0000016916
Instrument Date	Jun 16, 2026
Instrument	202616916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769

Mortgage

Document Number	0000016916,
Date	Jun 25, 2026
Instrument	202616916

Lender

Name	CASON HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 28, 2023
Property Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769
Document Number	0000025548
Instrument Date	Nov 3, 2023
Instrument	2023025548
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,751.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Feb 27, 2023
Property Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769
Document Number	0000003578
Instrument Date	Feb 2, 2023
Instrument	2023003578
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 ELMS RD, BIRCH RUN, MI 48415-8769

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,000 (+31.22%)	$348,000 (+31.22%)
2025	$7,706.00 (+298.24%) Homeowner's exemption
2023		$132,600	$265,200
2022	$1,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T.

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