Volusia County property record for 1330 Willow Oak Dr, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 2018 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $45,000 (Dec 2013) |
| Tax Bill | $5,019 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-03-0280 |
| Primary APN | 8402-01-03-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 1,080 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3916735 |
|---|---|
| Street Address | 1330 WILLOW OAK DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | LOTS 3028 & 3029 INC BLK 151 FLORIDA SHORES NO 4 MB 23 PG 104 PER OR 4826 PGS 4053-4054 PER OR 6722 PG 0347 PER OR 6943 PG 0745 PER OR 7758 PG 4165 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 151 |
| Legal Lot Number | 3028 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 83009 |
1330 Willow Oak Dr is owner-occupied and held in a trust since December 2013.
Source: Volusia County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Oct 11, 2019 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Sep 7, 2018 | Loan Modification, Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2013 · Amount on File |
| Deed Sale | Dec 24, 2013 · Amount on File |
| Prior Sale | Jun 12, 2012 |
| Deed Document Number | 2013245436 |
| Deed Book / Page | 6943 / 745 |
| Prior Transfer Date | Jun 11, 2012 |
| Prior Transfer Doc | 0067220347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Document Number | 0000148096 |
| Book / Page | 8891 / 4524 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026148096 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Document Number | 0000148096, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 8891/4524 |
| Instrument | 2026148096 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074870180 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 7487/0180 |
| Instrument | 2017-247644 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 11, 2019 |
| Property Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Document Number | 0077584165 |
| Book / Page | 007758 / 004165 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 199783 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1330 WILLOW OAK DR EDGEWATER FL 321322428, EDGEWATER, FL 32132-2428 |
| Document Number | 77584170 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 007758/004170 |
| Instrument | 199784 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 10, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1330 WILLOW OAK DR, EDGEWATER, FL 32132-2428 |
| Document Number | 0076000537 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1330 WILLOW OAK DR EDGEWATER FL 32132, EDGEWATER, FL 32132 |
| Document Number | 0076000537 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 007600/000537 |
| Instrument | 190623 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 1330 Willow Oak Dr was $5,019 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,272 (+2.7%) | $543,429 (+1.2%) Land $96,000 Building $447,429 | |
| 2025 | $5,019.00 Homeowner's exemption | $318,668 | $536,968 Land $96,000 Building $440,968 |
| 2023 | $4,910.00 (+2.12%) Homeowner's exemption | $300,668 (+3%) | $487,111 (+11.58%) Land $76,000 Building $411,111 |
| 2022 | $4,808.00 Homeowner's exemption | $291,911 | $436,573 Land $76,000 Building $360,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1330 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 9 (2022–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1330 Willow Oak Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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