Volusia County property record for 1323 Willow Oak Dr, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,391 sqft · built 2000 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2025) |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-02-9880 |
| Primary APN | 8402-01-02-9880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3916573 |
|---|---|
| Street Address | 1323 WILLOW OAK DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | LOTS 2988 & 2989 BLK 148 FLORIDA SHORES NO 4 MB 23 PG 104 PER OR 4897 PG 4383 PER OR 7742 PG 3707 PER OR 7932 PG 4482 PER OR 8689 PG 0958 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 148 |
| Legal Lot Number | 2988 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 83009 |
1323 Willow Oak Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Volusia County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 27, 2020 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Sep 6, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on File |
| Deed Sale | Apr 11, 2025 · Amount on File |
| Prior Sale | Oct 27, 2020 · Amount on File |
| Deed Document Number | 202568092 |
| Deed Book / Page | 8689 / 958 |
| Prior Transfer Date | Aug 26, 2019 |
| Prior Transfer Doc | 0077423707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Document Number | 0079324482 |
| Book / Page | 7932 / 4482 |
| Map Reference | MB 23 PG 104 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-206774 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,529.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 479 LUNA BELLA LN, 479, NEW SMYRNA BEACH, FL 32168-5347 |
| Name | Verified Name |
|---|---|
| Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Document Number | 0079324484 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 7932/4484 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 6, 2019 |
| Property Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Document Number | 0077423707 |
| Book / Page | 7742 / 3707 |
| Map Reference | MB 23 PG 104 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019-174499 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | BCHH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Document Number | 2019174500 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 2019-174500 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1323 WILLOW OAK DR, EDGEWATER, FL 32132-2427 |
| Document Number | 0074634102 |
| Book / Page | 007463 / 004102 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1323 WILLOW OAK DR EDGEWATER FL 321322427, EDGEWATER, FL 32132-2427 |
| Document Number | 0074634102 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 007463/004102 |
| Instrument | 207162 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2032 |
The 2025 property tax bill for 1323 Willow Oak Dr was $3,630.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,959 (+6.75%) Land $54,000 Building $203,959 | $257,959 (+1.36%) Land $54,000 Building $203,959 | |
| 2025 | $3,630.00 Homeowner's exemption | $241,642 | $254,492 Land $54,000 Building $200,492 |
| 2023 | $3,770.00 (+1.45%) Homeowner's exemption | $240,194 (+16.94%) Land $34,000 Building $206,194 | $240,194 (+16.94%) Land $34,000 Building $206,194 |
| 2022 | $3,716.00 | $205,399 Land $30,800 Building $174,599 | $205,399 Land $30,800 Building $174,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 31 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 Willow Oak Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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