1330 Spring Lilly Dr, High Ridge, MO 63049 Property Records

St. Louis County property record for 1330 Spring Lilly Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,429 sqft · built 2017
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on File
Last Sale	$587,500 (Mar 2023)
Tax Bill	$7,993 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`29Q-23-0341`

Property Details

APN / Parcel Number

Primary APN	`29Q-23-0341`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,429 sqft Living Area
Gross Area	4,438 sqft
1st Floor Area	1,612 sqft
Basement Area	429 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	71 ft deep x 71 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	64 sqft
Deck Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1330 SPRING LILLY DR
City	HIGH RIDGE
State	MO
Zip	63049-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ESTATES AT WILLIAMS CREEK PLAT FOUR (THE) LOT 52
Legal Subdivision	ESTATES AT WILLIAMS CREEK PLAT FOUR
Legal Lot Number	52
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4005
Census Tract	221421

Owner

1330 Spring Lilly Dr is owned and occupied by two individuals who bought it in March 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 28, 2020	Warranty Deed, Transfer DELMAR FIN'L
Oct 17, 2018	Deed of Trust, Mortgage ARSENAL CU
Sep 6, 2018	Quit Claim Deed, Transfer FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS
Aug 25, 2018	Deed of Trust, Mortgage FAMILY FIN MTG
Mar 15, 2018	Quit Claim Deed, Mortgage FAMILY FIN MTG
Aug 18, 2017	Deed of Trust, Mortgage FAMILY FIN MTG
Aug 18, 2017	Deed of Trust, Mortgage FAMILY FIN MTG
Apr 6, 2017	Warranty Deed, Subdivision Related Transfer FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	2023314195
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0231840081
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	2025122900394
Date	Dec 29, 2025
Instrument	2025122900394

Lender

Name	BMO BANK NA
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 14, 2023
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	2023031400195
Map Reference	MB 363 PG 88&89
Instrument Date	Mar 10, 2023
Instrument	2023031400195
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	2023031400196
Date	Mar 14, 2023
Instrument	2023031400196

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 28, 2020
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0241503612
Book / Page	024150 / 003612
Instrument Date	Jun 15, 2020
Instrument	577
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	241503614
Date	Jul 28, 2020
Book Page	024150/003614
Instrument	578

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0232660602
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	0232660602
Date	Nov 2, 2018
Book Page	023266/000602
Instrument	102

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 6, 2018
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0231840081
Book / Page	023184 / 000081
Instrument Date	Aug 29, 2018
Instrument	14
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0231840084
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	0231840084
Date	Sep 6, 2018
Book Page	023184/000084
Instrument	15

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 15, 2018
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0229402216
Book / Page	022940 / 002216
Instrument Date	Mar 9, 2018
Instrument	484
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	229402219
Date	Mar 15, 2018
Book Page	022940/002219
Instrument	485

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0226661497
Book / Page	022666 / 001497
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	0226661497
Date	Aug 24, 2017
Book Page	022666/001497
Instrument	406

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0226661590
Book / Page	022666 / 001590
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	0226661590
Date	Aug 24, 2017
Book Page	022666/001590
Instrument	421

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 6, 2017
Property Address	1330 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0224702694
Book / Page	022470 / 002694
Instrument Date	Apr 3, 2017
Instrument	560
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2017
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	224702698
Date	Apr 6, 2017
Book Page	022470/002698
Instrument	561

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Spring Lilly Dr was $7,993, up 9.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,970 (-) Land $26,430 Building $83,540	$578,800 (-) Land $139,100 Building $439,700
2025	$7,993.00 (+9.4%)	$109,970 Land $26,430 Building $83,540	$578,800 Land $139,100 Building $439,700
2024	$7,306.00 (+0.1%)
2023	$7,299.00 (+8.81%)	$98,270 (+16.31%) Land $19,840 Building $78,430	$517,200 Land $104,400 Building $412,800
2022	$6,708.00	$84,490 Land $9,080 Building $75,410
2021			$444,700 Land $47,800 Building $396,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1330 Spring Lilly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1330 Spring Lilly Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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