1322 Spring Lilly Dr, High Ridge, MO 63049 Property Records

St. Louis County property record for 1322 Spring Lilly Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,115 sqft · built 2017
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Sep 2022)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29Q-23-0323`

Property Details

APN / Parcel Number

Primary APN	`29Q-23-0323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,115 sqft Living Area
Gross Area	4,735 sqft
1st Floor Area	2,175 sqft
Basement Area	970 sqft
Finished Basement	970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	80 ft deep x 69 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	204 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1322 SPRING LILLY DR
City	HIGH RIDGE
State	MO
Zip	63049-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ESTATES AT WILLIAMS CREEK PLAT FOUR (THE) LOT 54
Legal Subdivision	ESTATES AT WILLIAMS CREEK PLAT FOUR
Legal Lot Number	54
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4005
Census Tract	221421

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 14, 2017	Warranty Deed, Subdivision Related Transfer CORNERSTONE MTG
Feb 1, 2017	Grant Deed, Transfer · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	202291976
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 19, 2022
Property Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	2022091900076
Map Reference	MB 363 PG 88
Instrument Date	Sep 15, 2022
Instrument	2022091900076
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 PIEDRAS PKWY, 1332, FENTON, MO 63026-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	2022091900078
Date	Sep 19, 2022
Instrument	2022091900078

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	0242901651
Date	Aug 25, 2020
Book Page	24290/1651
Instrument	2020082502279

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247742569
Date	Apr 5, 2021
Book Page	24774/2569
Instrument	2021040500338

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2017
Property Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0226083118
Book / Page	022608 / 003118
Instrument Date	Jul 13, 2017
Instrument	743
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1322 SPRING LILLY DR HIGH RIDGE MO 630491184, HIGH RIDGE, MO 63049-1184

Mortgage

Document Number	226083121
Date	Jul 14, 2017
Book Page	022608/003121
Instrument	744

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 1, 2017
Property Address	1322 SPRING LILLY DR, HIGH RIDGE, MO 63049-1184
Document Number	0223802986
Book / Page	022380 / 002986
Instrument Date	Jan 30, 2017
Instrument	595
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 270255 ST LOUIS MO 631270255, ST LOUIS, MO 63127-0255
Investor	Possibly a Property Investor

Mortgage

Document Number	223802989
Date	Feb 1, 2017
Book Page	022380/002989
Instrument	596

Lender

Name	REGIONS BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,540 (-) Land $26,900 Building $64,640	$481,800 (-) Land $141,600 Building $340,200
2025	$6,659.00 (+3.55%)	$91,540 (+5.89%) Land $26,900 Building $64,640	$481,800 (+5.89%) Land $141,600 Building $340,200
2024	$6,431.00 (+0.09%)
2023	$6,425.00 (+9.16%)	$86,450 (+16.6%) Land $20,200 Building $66,250	$455,000 (+16.61%) Land $106,300 Building $348,700
2022	$5,886.00	$74,140 Land $9,250 Building $64,890
2021			$390,200 Land $48,700 Building $341,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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