1306 Michael Dr, #3, Pecatonica, IL 61063 Property Records

Winnebago County property record for 1306 Michael Dr, #3, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Jun 2020)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-33-203-004`

Property Details

APN / Parcel Number

Primary APN	`09-33-203-004`
Alternative APNs	`933203004` `465A417`

Interior

Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	664 sqft

Location & Zoning

Street Address	1306 MICHAEL DR
City	PECATONICA
State	IL
Zip	61063-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ESTATES OF PECATONICA UNIT3 PT SE1/4 SEC 28 & PT NE1/4 SEC 33-27-10 LOT 117
Legal Range	10
Legal Township	27
Legal Section	33
Legal Subdivision	VALLEY VIEW ESTATES OF PECATONICA UNIT3
Legal Lot Number	117
Legal Unit	3
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2004
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1306 MICHAEL DR, PECATONICA, IL 61063-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED CMNTY BK
Aug 13, 2018	Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	202014344
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 3, 2020
Property Address	1306 MICHAEL DR # 3, 3, PECATONICA, IL 61063-9597
Document Number	0001014344
Instrument Date	May 29, 2020
Instrument	1014344
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 MICHAEL DR PECATONICA IL 610639597, PECATONICA, IL 61063-9597

Mortgage

Document Number	1014345
Date	Jun 3, 2020
Instrument	1014345

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CHATHAM, IL 62629

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 13, 2018
Property Address	1306 MICHAEL DR # 3, 3, PECATONICA, IL 61063-9597
Document Number	0001023183
Instrument Date	Aug 3, 2018
Instrument	1023183
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1306 MICHAEL DR PECATONICA IL 610639597, PECATONICA, IL 61063-9597

Mortgage

Document Number	1023184
Date	Aug 13, 2018
Instrument	1023184

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,632.00	$77,856 (+31.76%) Land $13,182 Building $64,674	$233,568 (+31.76%) Land $39,546 Building $194,022
2022		$59,089 Land $10,405 Building $48,684	$177,267 Land $31,215 Building $146,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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