1330 Lower Lake Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1330 Lower Lake Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Sep 2021)
Tax Bill	$9,387 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-230-072-000`

Property Details

APN / Parcel Number

Primary APN	`105-230-072-000`
Alternative APNs	`10523072100` `1052307210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Wooded
Parking Spaces	3 Parking Spaces
Patio Area	2,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1330 LOWER LAKE DR
City	PLACERVILLE
State	CA
Zip	95667-8745
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	POR SEC 27 11 9
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1022
Census Tract	30901

Owner

Source: El Dorado County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1330 LOWER LAKE DR, PLACERVILLE, CA 95667-8745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	202162341
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0000040494
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 30, 2021
Property Address	1330 LOWER LAKE DR, PLACERVILLE, CA 95667-8745
Document Number	0000062341
Instrument Date	Sep 28, 2021
Instrument	2021-0062341
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3898 DE SABLA RD, CAMERON PARK, CA 95682-8605

Mortgage

Document Number	0000062342
Date	Sep 30, 2021
Instrument	2021-0062342

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1330 LOWER LAKE DR, PLACERVILLE, CA 95667-8745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008097
Date	Feb 21, 2020
Instrument	2020-0008097

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,181 (+2%) Land $200,249 Building $681,932
2025	$9,387.00 (+2%)	$864,884 (+4.04%) Land $196,323 Building $668,561
2024	$9,203.00 (+1.96%)
2023	$9,026.00 (+1.44%)	$831,300 Land $188,700 Building $642,600
2022	$8,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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