133 Spithead Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 133 Spithead Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1910
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$338,133 (Jun 2024)
Tax Bill	$4,846 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WATE M:123 L:7857`

Property Details

APN / Parcel Number

Primary APN	`WATE M:123 L:7857`
Alternative APNs	`WFRD M:123 L:7857` `0733400` `733400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
Gross Area	2,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	733400
Street Address	133 SPITHEAD RD
City	WATERFORD
State	CT
Zip	06385-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	7857
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1020
Census Tract	693300

Owner

133 Spithead Rd is owned by two individuals who bought it in June 2024.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 MICHAEL RD, C, NEW LONDON, CT 06320-2453
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PRESIDENTIAL BANK FSB
Feb 12, 2021	Deed of Trust, Mortgage · Balloon Mortgage COREPLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Deed Document Number	2024174946
Deed Book / Page	1862 / 350
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jun 27, 2024
Property Address	133 SPITHEAD RD, WATERFORD, CT 06385-1920
Document Number	001862-350
Book / Page	1862 / 350
Instrument Date	Jun 26, 2024
Instrument	174946
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78 MICHAEL RD APT C, C, NEW LONDON, CT 06320-2453

Mortgage

Document Number	0000174947
Date	Jun 27, 2024
Instrument	174947

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	133 SPITHEAD RD, WATERFORD, CT 06385-1920
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001694-339
Date	Feb 12, 2021
Book Page	1694/339
Instrument	158497

Lender

Name	COREPLUS FCU

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 133 Spithead Rd was $4,846, up 5.5% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,846.00 (+5.46%)	$197,460 (+0.39%) Land $97,730 Building $99,730	$356,417 (+158.85%)
2025	$4,595.00	$196,700 Land $97,730 Building $98,970	$137,690 Land $68,411 Building $69,279
2024	$4,595.00 (+17.94%)
2023	$3,896.00	$183,780 Land $97,730 Building $86,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Spithead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Spithead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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