Waterford Town property record for 129 Spithead Rd, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,264 sqft · built 1870 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Nov 2015) |
| Tax Bill | $3,996 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:123 L:7854 |
| Primary APN | WATE M:123 L:7854 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 2,184 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 733100 |
|---|---|
| Street Address | 129 SPITHEAD RD |
| City | WATERFORD |
| State | CT |
| Zip | 06385-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Lot Number | 7854 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 693300 |
129 Spithead Rd is owned and occupied by two individuals who bought it in November 2015.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 SPITHEAD RD, WATERFORD, CT 06385-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Prior Sale | Dec 1, 2010 · Amount on File |
| Deed Book / Page | 1434 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 129 SPITHEAD RD, WATERFORD, CT 06385-1920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001795-196 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 1795/196 |
| Instrument | 167706 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 129 Spithead Rd was $3,996, up 5.2% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,996.00 (+5.19%) | $162,830 (+0.12%) Land $94,980 Building $67,850 | $318,455 (+179.74%) |
| 2025 | $3,799.00 | $162,630 Land $94,980 Building $67,650 | $113,841 Land $66,486 Building $47,355 |
| 2024 | $3,799.00 (+10.18%) | ||
| 2023 | $3,448.00 | $162,630 Land $94,980 Building $67,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Spithead Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 129 Spithead Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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