133 Sophie Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 133 Sophie Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	994 sqft · built 2013
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$169,100 (Oct 2017)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-29.0-1-002-003.59`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-29.0-1-002-003.59`

Interior

Stories	2 Stories
Building Area	994 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	54 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	133 SOPHIE LN
City	ARNOLD
State	MO
Zip	63010-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS AT WINDCREST 3 LOT 103
Legal Range	6E
Legal Township	43N
Legal Section	29
Legal Subdivision	VILLAS AT WINDCREST 3
Legal Block	1
Legal Lot Number	103
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1009
Census Tract	700121

Owner

133 Sophie Ln is owned and occupied by two individuals who bought it in October 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 SOPHIE LN, ARNOLD, MO 63010-6409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 21, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FIN'L
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG
Apr 17, 2017	Deed of Trust, Mortgage FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Sep 27, 2013
Deed Document Number	201731101
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	133 SOPHIE LN, ARNOLD, MO 63010-6409
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R013723
Date	Mar 29, 2021
Instrument	2021R-013723

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	133 SOPHIE LN, ARNOLD, MO 63010-6409
Document Number	0000025846
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 SOPHIE LN ARNOLD MO 630106409, ARNOLD, MO 63010-6409

Mortgage

Document Number	0000025846
Date	Aug 29, 2019
Instrument	25846

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 28, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 3, 2017
Property Address	133 SOPHIE LN, ARNOLD, MO 63010-6409
Document Number	0000031101
Instrument Date	Sep 29, 2017
Instrument	31101
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 SOPHIE LN ARNOLD MO 630106409, ARNOLD, MO 63010-6409

Mortgage

Document Number	31102
Date	Oct 3, 2017
Instrument	31102

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	133 SOPHIE LN, ARNOLD, MO 63010-6409
Document Number	0000012185
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 SOPHIE LN ARNOLD MO 630106409, ARNOLD, MO 63010-6409

Mortgage

Document Number	0000012185
Date	Apr 24, 2017
Instrument	12185

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 133 Sophie Ln was $2,608, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,500 (-) Land $7,700 Building $30,800	$202,600 (-) Land $40,700 Building $161,900
2025	$2,608.00 (+6.23%)	$38,500 Land $7,700 Building $30,800	$202,600 (-) Land $40,700 Building $161,900
2024	$2,455.00 (+0.61%)		$202,600 (+9.69%) Land $40,700 Building $161,900
2023	$2,440.00	$35,100 Land $7,700 Building $27,400	$184,700 Land $40,700 Building $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 133 Sophie Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 133 Sophie Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Sophie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures