Jefferson County property record for 124 Sophie Ln, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,156 sqft · built 2005 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Oct 2025) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-9.0-29.0-1-002-003.72 |
| Primary APN | 01-9.0-29.0-1-002-003.72 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,556 sqft |
| Basement Area | 400 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 SOPHIE LN |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-6400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAS AT WINDCREST 3 LOT 88 |
| Legal Range | 6E |
| Legal Township | 43N |
| Legal Section | 29 |
| Legal Subdivision | VILLAS AT WINDCREST 3 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ARNOLD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 700121 |
124 Sophie Ln is owned and occupied by two individuals who bought it in October 2025.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 SOPHIE LN, ARNOLD, MO 63010-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Intrafamily Transfer, Transfer · Line of Credit FCB BANKS |
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit FCB BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | Sep 29, 2005 · Amount on File |
| Deed Document Number | 202525684 |
| Prior Transfer Date | Sep 25, 2025 |
| Prior Transfer Doc | 0000025684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 6, 2025 |
| Property Address | 124 SOPHIE LN, ARNOLD, MO 63010-6400 |
| Document Number | 0000025684 |
| Map Reference | MB 226 PG 24 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025R-025684 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, EXCEL TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 SOPHIE LN, ARNOLD, MO 63010-6400 |
| Document Number | 0000025685 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025R-025685 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 124 SOPHIE LN, ARNOLD, MO 63010-6400 |
| Document Number | 0000022378 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 SOPHIE LN ARNOLD MO 630106400, ARNOLD, MO 63010-6400 |
| Document Number | 0000022378 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 22378 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 124 Sophie Ln was $2,750.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Arnold City |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,600 (-) Land $7,700 Building $32,900 | $213,900 Land $40,700 Building $173,200 | |
| 2025 | $2,750.00 | $40,600 (+7.69%) Land $7,700 Building $32,900 | |
| 2024 | $37,700 (-) Land $7,700 Building $30,000 | $213,900 (+7.6%) Land $40,700 Building $173,200 | |
| 2023 | $2,621.00 | $37,700 Land $7,700 Building $30,000 | $198,800 Land $40,700 Building $158,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Sophie Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Sophie Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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