133 Lagoon Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 133 Lagoon Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1973
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Dec 2021)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000909`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000909`
Alternative APNs	`362826663000000909` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,772 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	106 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	133 LAGOON RD
City	WINTER HAVEN
State	FL
Zip	33884-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PG 3 PG 27 LOT 9 BEG 375 FT W & 209.85 FT N OF SE COR OF S1/2 OF NW1/4 OF SE1/4 OF SEC CONT N 80 FT W 110 FT S 71.17 FT TO PT ON CURVE RUN SELY ALONG CURVE A CHORD DISTANCE OF 11.48 FT E 102.64 FT TO POB BEING LOT 26 OF UNREC GAR
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	2
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14001

Owner

133 Lagoon Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	133 LAGOON RD, WINTER HAVEN, FL 33884-2564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Deed Document Number	2021326187
Deed Book / Page	12028 / 124
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2021
Property Address	133 LAGOON RD, WINTER HAVEN, FL 33884-2564
Document Number	0000326187
Book / Page	12028 / 124
Instrument Date	Dec 9, 2021
Instrument	2021326187
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 HAVENDALE BLVD NW APT 137, 1225, WINTER HAVEN, FL 33881-1388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAGOON RD, WINTER HAVEN, FL 33884-2564

Mortgage

Document Number	0012028126
Date	Dec 15, 2021
Instrument	12028/126

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 133 Lagoon Rd was $3,182.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,296 (+8.6%) Land $35,965 Building $231,331	$267,296 (+8.6%) Land $35,965 Building $231,331
2025	$3,182.00	$246,124 Land $35,965 Building $210,159	$246,124 Land $35,965 Building $210,159
2023	$3,725.00 (+10.86%)	$256,896 (+17.02%) Land $35,088 Building $221,808	$256,896 (+17.02%) Land $35,088 Building $221,808
2022	$3,360.00	$219,525 Land $28,948 Building $190,577	$219,525 Land $28,948 Building $190,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Lagoon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Lagoon Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20