Polk County property record for 128 Lagoon Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 1973 |
| Lot Size | 0.201 acres (8,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,500 (Aug 2024) |
| Tax Bill | $2,453 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000923 |
| Primary APN | 26-28-36-663000-000923 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,221 sqft |
| 1st Floor Area | 1,701 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,764 sqft (0.201 acres) |
| Lot Dimensions | 99 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|
| Street Address | 128 LAGOON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 9 BEG NE COR OF S1/2 OF NW1/4 OF SE1/4 RUN W 414 FT S 135 FT TO POB CONT S 110 FT W 22.24 FT TO PT ON CURVE NWLY ALONG CURVE A CHORD DISTANCE OF 69.86 FT N 92.81 FT E 90 FT TO POB BEING LOT 41 OF UNREC GARDEN GROVE |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14001 |
128 Lagoon Rd is owned and occupied by two individuals who bought it in August 2024.
Source: Polk County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 LAGOON RD, WINTER HAVEN, FL 33884-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on File |
| Deed Sale | Aug 2, 2024 · Amount on File |
| Prior Sale | Jun 21, 1994 · Amount on File |
| Deed Document Number | 2024179415 |
| Deed Book / Page | 13216 / 692 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 128 Lagoon Rd was $2,453 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,751 (-0.09%) Land $35,932 Building $193,819 | $229,751 (-0.09%) Land $35,932 Building $193,819 | |
| 2025 | $2,453.00 Homeowner's exemption | $229,958 Land $35,932 Building $194,026 | $229,958 Land $35,932 Building $194,026 |
| 2023 | $1,195.00 (+5.01%) Homeowner's exemption | $94,652 (+3%) | $241,867 (+18.33%) Land $35,056 Building $206,811 |
| 2022 | $1,138.00 Homeowner's exemption | $91,895 | $204,400 Land $28,921 Building $175,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Lagoon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Lagoon Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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