133 Floyd St, Elkhart, IN 46514 Property Records

Elkhart County property record for 133 Floyd St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1951
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$81,928 (May 2018)
Tax Bill	$800 (2024)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-451-004.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-451-004.000-027`
Alternative APN	`0232451004027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	264 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	133 FLOYD ST
City	ELKHART
State	IN
Zip	46514-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WHITCOMB & KELLER REPLAT OF LOTS 181-193 & 207-219 INCL LOT 14
Legal Subdivision	WHITCOMB & KELLER
Legal Block	451
Legal Lot Number	181-1
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2045
Census Tract	1601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 FLOYD ST, ELKHART, IN 46514-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Transfer on Death Deed, Transfer
Feb 6, 2024	Intrafamily Transfer, Transfer
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
May 22, 2018	Quit Claim Deed, Transfer INTERRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	May 8, 2002 · Amount on Record
Deed Document Number	20189906
Last Transfer Date	Feb 2, 2024
Transfer Doc	0000002009
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 7, 2024
Property Address	133 FLOYD ST, ELKHART, IN 46514-3239
Document Number	0000002009
Map Reference	MB 5 PG 3
Instrument Date	Feb 2, 2024
Instrument	2024-02009
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 FLOYD ST, ELKHART, IN 46514-3239

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Feb 6, 2024
Property Address	133 FLOYD ST, ELKHART, IN 46514-3239
Document Number	0000001963
Map Reference	MB 5 PG 3
Instrument Date	Feb 2, 2024
Instrument	2024-01963
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FLOYD ST, ELKHART, IN 46514-3239

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	133 FLOYD ST, ELKHART, IN 46514-3239
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009513
Date	Apr 14, 2021
Instrument	2021-09513

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	May 22, 2018
Property Address	133 FLOYD ST, ELKHART, IN 46514-3239
Document Number	0000009906
Instrument Date	May 14, 2018
Instrument	9906
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	METROPOLITAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 FLOYD ST ELKHART IN 465143239, ELKHART, IN 46514-3239

Mortgage

Document Number	9907
Date	May 22, 2018
Instrument	9907

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,500 (+7.06%) Land $11,500 Building $84,000	$95,500 (+7.06%) Land $11,500 Building $84,000
2024	$800.00 (+31.8%)	$89,200 (+5.94%) Land $11,500 Building $77,700	$89,200 (+5.94%) Land $11,500 Building $77,700
2023		$84,200 (+10.21%) Land $11,500 Building $72,700	$84,200 (+10.21%) Land $11,500 Building $72,700
2022	$607.00	$76,400 Land $11,500 Building $64,900	$76,400 Land $11,500 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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