Elkhart County property record for 127 Floyd St, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1951 |
| Lot Size | 0.144 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,085 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02-32-451-003.000-027 |
| Primary APN | 20-02-32-451-003.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.144 acres) |
| Lot Dimensions | 115 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0232451003027 |
|---|---|
| Old Parcel Number | 0232451003027 |
| Street Address | 127 FLOYD ST |
| City | ELKHART |
| State | IN |
| Zip | 46514-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | WHITCOMB & KELLER REPLAT OF LOTS 181-193 & 207-219 INCL LOT 13 |
| Legal Subdivision | WHITCOMB & KELLER REP OF |
| Legal Block | 451 |
| Legal Lot Number | 181-193 193 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | OSOLO |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 1601 |
127 Floyd St is owned and occupied by an individual who acquired it in February 2012.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 FLOYD ST, ELKHART, IN 46514-3239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2012 |
| Deed Sale | Feb 23, 2012 |
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Osolo Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,400 (+7.72%) Land $11,500 Building $102,900 | $114,400 (+7.72%) Land $11,500 Building $102,900 | |
| 2024 | $1,085.00 | $106,200 (+8.7%) Land $11,500 Building $94,700 | $106,200 (+8.7%) Land $11,500 Building $94,700 |
| 2023 | $97,700 (+11.4%) Land $11,500 Building $86,200 | $97,700 (+11.4%) Land $11,500 Building $86,200 | |
| 2022 | $788.00 | $87,700 Land $11,500 Building $76,200 | $87,700 Land $11,500 Building $76,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Floyd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 127 Floyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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