133 E Ottawa St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 133 E Ottawa St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,600 sqft · built 1965
Lot Size0.253 acres (11,038 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Sep 2002)
Tax Bill$2,290 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN043694-4

Property Details

APN / Parcel Number

Primary APN043694-4
Alternative APN
  • 027-11196-14972-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
Gross Area2,352 sqft
1st Floor Area848 sqft
Upper Floors Area752 sqft
Basement Area752 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,038 sqft (0.253 acres)
Lot Dimensions184 ft deep x 60 ft wide
Garage Area351 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area48 sqft
Patio Area174 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043694-4
Street Address133 E OTTAWA ST
CityOAK HARBOR
StateOH
Zip43449-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 1ST EAST OTTAWA ST EXT
Legal SubdivisionFIRST EAST OTTAWA STREET EXTENSION
Legal Lot Number9
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3013
Census Tract50700

Owner

Source: Ottawa County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address133 E OTTAWA ST, OAK HARBOR, OH 43449-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Jun 30, 2021Intrafamily Transfer, Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2002 · Amount on Record
Deed SaleSep 27, 2002 · Amount on Record
Last Transfer DateJun 15, 2021
Transfer Doc0000308113
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Recording DateMay 11, 2026
Property Address133 E OTTAWA ST, OAK HARBOR, OH 43449-1430
Document Number0000002795
Book / Page2081 / 566
Instrument DateMay 5, 2026
Instrument20262795
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 E OTTAWA ST, OAK HARBOR, OH 43449-1430

Mortgage

Document Number0000002795,
DateMay 11, 2026
Book Page2081/566
Instrument20262795
Lender
NameCORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 10, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OH
Recording DateJun 30, 2021
Property Address133 E OTTAWA ST, OAK HARBOR, OH 43449-1430
Document Number0000308113
Book / Page1847 / 344
Instrument DateJun 15, 2021
Instrument2021-308113
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 E OTTAWA ST, OAK HARBOR, OH 43449-1430

Mortgage

Document Number0001847346
DateJun 30, 2021
Instrument1847/346
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,290.00 (-0.78%)$52,322 (-) Land $10,812 Building $41,510
2024$2,308.00 (+2.76%) Homeowner's exemption$52,322 (+17.26%) Land $10,812 Building $41,510$149,490 (+17.26%) Land $30,890 Building $118,600
2023$2,246.00 (+3.17%) Homeowner's exemption$44,622 (-) Land $9,009 Building $35,613
2022$2,177.00 Homeowner's exemption$44,622 Land $9,009 Building $35,613
2021$127,490 Land $25,740 Building $101,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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