123 E Ottawa St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 123 E Ottawa St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,174 sqft · built 1967
Lot Size0.273 acres (11,879 sqft)
OwnerIndividual Name on Record
Last Sale$122,600 (Sep 2002)
Tax Bill$2,239 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN043124-6

Property Details

APN / Parcel Number

Primary APN043124-6
Alternative APN
  • 027-10308-13810-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,174 sqft Living Area
Gross Area2,348 sqft
1st Floor Area1,174 sqft
Basement Area1,174 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,879 sqft (0.273 acres)
Lot Dimensions165 ft deep x 72 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043124-6
Street Address123 E OTTAWA ST
CityOAK HARBOR
StateOH
Zip43449-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS04 T06 R15 BLK 4 LOT 8 & PT 7 & 9 KRAMER BROS
Legal Range15E
Legal Township06N
Legal Section04
Legal SubdivisionKRAEMER BROTHERS
Legal Block4
Legal Lot Number8
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3013
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 E OTTAWA ST, OAK HARBOR, OH 43449-1430
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2002 · Amount on Record
Deed SaleSep 3, 2002 · Amount on Record
Prior SaleOct 16, 1992
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address123 E OTTAWA ST, OAK HARBOR, OH 43449-1430
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000309767
DateAug 19, 2021
Book Page1856/221
Instrument2021-309767
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,239.00 (-0.75%)$50,149 (-) Land $12,107 Building $38,042
2024$2,256.00 (+3.2%)$50,149 (+17.67%) Land $12,107 Building $38,042$143,280 (+17.67%) Land $34,590 Building $108,690
2023$2,186.00 (+3.11%)$42,617 (-) Land $10,091 Building $32,526
2022$2,120.00$42,617 Land $10,091 Building $32,526
2021$121,760 Land $28,830 Building $92,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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