133 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 133 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,495 sqft · built 1947
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,076 (2024)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-403-004.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-403-004.000-027`
Alternative APN	`0232403004027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,495 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0232403004027
Old Parcel Number	0232403004027
Street Address	133 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE E 33FT LOT 170 W 33FT LOT 169
Legal Subdivision	CHRISTIANA PLACE
Legal Block	403
Legal Lot Number	170,169
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2020
Census Tract	1601

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 E EMERALD ST, ELKHART, IN 46514-3245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2004
Deed Sale	Oct 27, 2004
Deed Document Number	2004-24716
Prior Transfer Date	Jul 21, 2004
Prior Transfer Doc	2004-24716
Record Updated	Jun 8, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	133 E EMERALD ST, ELKHART, IN 46514-3245
Document Number	0000004141
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 E EMERALD ST ELKHART IN 465143245, ELKHART, IN 46514-3245

Mortgage

Document Number	0000004141
Date	Feb 25, 2020
Instrument	4141

Lender

Name	FIRST SOURCE BK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,700 (+7.03%) Land $15,000 Building $97,700	$112,700 (+7.03%) Land $15,000 Building $97,700
2024	$1,076.00 (+17.34%)	$105,300 (+2.33%) Land $15,000 Building $90,300	$105,300 (+2.33%) Land $15,000 Building $90,300
2023		$102,900 (+10.17%) Land $15,000 Building $87,900	$102,900 (+10.17%) Land $15,000 Building $87,900
2022	$917.00	$93,400 Land $15,000 Building $78,400	$93,400 Land $15,000 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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