116 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 116 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1938
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Tax Bill	$91 (2024)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-402-002.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-402-002.000-027`
Alternative APN	`0232402002027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	940 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	90 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	116 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PLACE LOT 140
Legal Subdivision	CHRISTIANA PLACE
Legal Block	402
Legal Lot Number	140
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2021
Census Tract	1601

Owner

Source: Elkhart County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 E EMERALD ST, ELKHART, IN 46514-3244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Apr 28, 2021	Warranty Deed, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2016
Transfer Doc	0000000980
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 28, 2021
Property Address	116 E EMERALD ST, ELKHART, IN 46514-3244
Document Number	0000000897
Map Reference	MB 2 PG 112
Instrument Date	Apr 22, 2021
Instrument	2021-10897
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54560 COUNTY ROAD 17, ELKHART, IN 46516-5320

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 28, 2021
Property Address	116 E EMERALD ST, ELKHART, IN 46514-3244
Document Number	0000000897
Map Reference	MB 2 PG 112
Instrument Date	Apr 22, 2021
Instrument	2021-10897
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54560 COUNTY ROAD 17, ELKHART, IN 46516-5320
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,000 (+7.64%) Land $10,300 Building $113,700	$124,000 (+7.64%) Land $10,300 Building $113,700
2024	$91.00 (+24.66%)	$115,200 (+8.99%) Land $10,300 Building $104,900	$115,200 (+8.99%) Land $10,300 Building $104,900
2023		$105,700 (+11.73%) Land $10,300 Building $95,400	$105,700 (+11.73%) Land $10,300 Building $95,400
2022	$73.00	$94,600 Land $10,300 Building $84,300	$94,600 Land $10,300 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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