St. Johns County property record for 133 Catherine Towers Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,572 sqft · built 2004 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,900 (Jul 2003) |
| Tax Bill | $4,208 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010761-0140 |
| Primary APN | 010761-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 2,572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 115,434 sqft (2.65 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 133 CATHERINE TOWERS LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 46/40-52 BARTRAM DOWNS LOT 14 OR1988/408 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Subdivision | BARTRAM DOWNS |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 20908 |
133 Catherine Towers Ln is owned and occupied by two individuals who bought it in July 2003.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Aug 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2003 · Amount on File |
| Deed Sale | Jul 3, 2003 · Amount on File |
| Deed Document Number | 200346145 |
| Deed Book / Page | 1988 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 133 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 133 CATHERINE TOWERS LN, ST AUGUSTINE, FL 32092-1739 |
| Document Number | 0057000853 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 5700/853 |
| Instrument | 2023006919 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 27, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 133 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Document Number | 0045970849 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 133 CATHERINE TOWERS LN ST AUGUSTINE FL 320921739, ST AUGUSTINE, FL 32092-1739 |
| Document Number | 0045970849 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 004597/000849 |
| Instrument | 59158 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2048 |
The 2025 property tax bill for 133 Catherine Towers Ln was $4,208 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,209 (+2.7%) | $633,460 (+5.76%) Land $330,000 Building $303,460 | |
| 2025 | $4,208.00 (+12.6%) Homeowner's exemption | $326,396 (+2.9%) | $598,979 (+1.36%) Land $330,000 Building $268,979 |
| 2024 | $3,737.00 (+2.02%) Homeowner's exemption | $317,197 (+3%) | $590,948 (+2.78%) Land $330,000 Building $260,948 |
| 2023 | $3,663.00 (+2.92%) Homeowner's exemption | $307,958 (+3%) | $574,980 (+15.49%) Land $305,000 Building $269,980 |
| 2022 | $3,559.00 Homeowner's exemption | $298,988 | $497,842 Land $201,600 Building $296,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 133 Catherine Towers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 133 Catherine Towers Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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