St. Johns County property record for 121 Catherine Towers Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,901 sqft · built 2013 |
| Lot Size | 2.43 acres (105,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $523,250 (May 2018) |
| Tax Bill | $6,207 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010761-0170 |
| Primary APN | 010761-0170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,901 sqft Living Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 2,901 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 105,850 sqft (2.43 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 484 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 472 sqft |
| Patio Area | 1,246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 CATHERINE TOWERS LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 46/40-52 BARTRAM DOWNS LOT 17 OR4552/76 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | BARTRAM DOWNS |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Document Number | 201835897 |
| Deed Book / Page | 4552 / 76 |
| Prior Transfer Date | Apr 11, 2008 |
| Prior Transfer Doc | 0030710962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 121 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Document Number | 0051740146 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 5174/146 |
| Instrument | 2021014124 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 24, 2018 |
| Property Address | 121 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Document Number | 0045520076 |
| Book / Page | 4552 / 0076 |
| Map Reference | MB46 PG40-52 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018035897 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 196 SWEETBRIER BRANCH LN, 196, SAINT JOHNS, FL 32259-5411 |
| Name | Verified Name |
|---|---|
| Address | 121 CATHERINE TOWERS LN, SAINT AUGUSTINE, FL 32092-1739 |
| Document Number | 2018035898 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018035898 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,663 (+2.7%) | $754,463 (+4.74%) Land $330,000 Building $424,463 | |
| 2025 | $6,207.00 (+11.92%) Homeowner's exemption | $474,842 (+2.9%) | $720,343 (+3.59%) Land $330,000 Building $390,343 |
| 2024 | $5,546.00 (+1.93%) Homeowner's exemption | $461,460 (+3%) | $695,408 (+1.86%) Land $330,000 Building $365,408 |
| 2023 | $5,441.00 (+2.68%) Homeowner's exemption | $448,019 (+3%) | $682,682 (+10.9%) Land $305,000 Building $377,682 |
| 2022 | $5,299.00 Homeowner's exemption | $434,970 | $615,582 Land $201,600 Building $413,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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