1329 Richard St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1329 Richard St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,152 sqft Living Area
Lot Size4,375 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$46,000 (2000)
Tax Bill$3,970.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 49.64-6-11
Alternative APN
  • 150004906400060110000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,152 sqft Living Area
1st Floor1,152 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,375 sqft (0.1 acres)
Depth X Width125 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area216 sqft Garage
Porch Area448 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1329 RICHARD ST
CitySCHENECTADY
StateNY
Zip12303-1325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1 WOOD AND GARAGE
Legal Block6
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1006
Census Tract21600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.64-6-11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1329 RICHARD ST, SCHENECTADY, NY 12303-1325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2000 · Amount on Record
Deed SaleMay 23, 2000 · Amount on Record
Deed Book / Page1578 / 588
Record RefreshedJun 08, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1329 RICHARD ST, SCHENECTADY, NY 12303-1325
Document Number0000011880
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedApr 05, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1329 RICHARD ST SCHENECTADY NY 123031325, SCHENECTADY, NY 12303-1325

Mortgage

Document Number0000011880
DateMar 20, 2018
Book Page004825/000611
Instrument11880
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,970.00 (+9.88%)$86,400 (-) Land $13,000 Building $73,400$143,070 (+30.82%) Land $21,527 Building $121,543
2023$86,400 (-) Land $13,000 Building $73,400$109,367 (+3.8%) Land $16,456 Building $92,911
2022$86,400 Land $13,000 Building $73,400$105,366 Land $15,854 Building $89,512
2021$3,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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