Schenectady County and Schenectady City property record for 1318 Richard St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,737 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,000 (Apr 2017) |
| Tax Bill | $5,276 (2026) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.64-6-19 |
| Primary APN | 421500 49.64-6-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Upper Floors Area | 564 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1318 RICHARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 357 PT OF EACH 1X WOOD AND GARAGE 0005480604 56,000 |
| Legal Subdivision | CHRISLER ESTATE |
| Legal Block | 6 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21600 |
1318 Richard St is owned and occupied by two individuals who bought it in April 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1318 RICHARD ST, SCHENECTADY, NY 12303-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2017 · Amount on File |
| Deed Sale | Apr 14, 2017 · Amount on File |
| Prior Sale | Jan 9, 2006 · Amount on File |
| Deed Document Number | 201716667 |
| Deed Book / Page | 1960 / 805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 14, 2017 |
| Property Address | 1318 RICHARD ST, SCHENECTADY, NY 12303-1326 |
| Document Number | 0000016667 |
| Book / Page | 1960 / 805 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 201716667 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1318 RICHARD ST, 1318, SCHENECTADY, NY 12303-1326 |
| Name | Verified Name |
|---|---|
| Address | 904 STRONG ST, SCHENECTADY, NY 12307-1913 |
| Document Number | 0000016668 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 4755/121 |
| Instrument | 201716668 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 1318 Richard St was $5,276, up 2.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,276.00 (+2.21%) | ||
| 2025 | $5,162.00 | $102,800 Land $18,200 Building $84,600 | $170,227 Land $30,137 Building $140,090 |
| 2023 | $102,800 (-) Land $18,200 Building $84,600 | $130,127 (+3.8%) Land $23,038 Building $107,089 | |
| 2022 | $102,800 Land $18,200 Building $84,600 | $125,366 Land $22,195 Building $103,171 | |
| 2021 | $4,928.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1318 Richard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1318 Richard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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