1329 Fieldstone, Waterloo, IL 62298 Property Records

Monroe County property record for 1329 Fieldstone, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 988 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2022)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-134-088-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-134-088-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	526 sqft
Driveway	Concrete Driveway
Driveway Area	594 sqft

Exterior Amenities

Porch	Slab
Porch Area	546 sqft
Deck Area	144 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1329 FIELDSTONE
City	WATERLOO
State	IL
Zip	62298-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 88 STONEFIELD PHASE 2
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	88
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1329 FIELDSTONE, WATERLOO, IL 62298-2795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Construction Mortgage GUILD MORTGAGE CO
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	2022423716
Prior Transfer Date	Jan 22, 2019
Prior Transfer Doc	0000400134
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1329 FIELDSTONE, WATERLOO, IL 62298-2795
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416298
Date	Apr 9, 2021
Instrument	416298

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 8, 2022
Property Address	1329 FIELDSTONE, WATERLOO, IL 62298-2795
Document Number	0000423716
Map Reference	DOC 24621
Instrument Date	Apr 8, 2022
Instrument	423716
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 FIELDSTONE, WATERLOO, IL 62298-2795

Mortgage

Document Number	0000423717
Date	Apr 8, 2022
Instrument	423717

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 28, 2019
Property Address	1329 FIELDSTONE, WATERLOO, IL 62298-2795
Document Number	0000400133
Instrument Date	Jan 22, 2019
Instrument	400133
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1329 FIELDSTONE WATERLOO IL 622982795, WATERLOO, IL 62298-2795

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,037.00 (+7.06%) Homeowner's exemption	$104,700 (+24.38%) Land $16,790 Building $87,910	$314,100 (+24.38%) Land $50,370 Building $263,730
2024	$5,639.00
2022	Additional exemption filed	$84,180 Land $15,410 Building $68,770	$252,540 Land $46,230 Building $206,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on Fieldstone

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures