1325 Fieldstone, Waterloo, IL 62298 Property Records

Monroe County property record for 1325 Fieldstone, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 962 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2022)
Tax Bill	$5,710 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-134-089-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-134-089-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	962 sqft Building Perimeter
1st Floor Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	672 sqft
Driveway	Concrete Driveway
Driveway Area	594 sqft

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1325 FIELDSTONE
City	WATERLOO
State	IL
Zip	62298-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 89 STONEFIELD PHASE 2
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	89
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4026
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1325 FIELDSTONE, WATERLOO, IL 62298-2795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2022425823
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 26, 2022
Property Address	1325 FIELDSTONE, WATERLOO, IL 62298-2795
Document Number	0000425823
Instrument Date	Aug 25, 2022
Instrument	425823
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 G RD, 4501, WATERLOO, IL 62298-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 FIELDSTONE, WATERLOO, IL 62298-2795

Mortgage

Document Number	0000425824
Date	Aug 26, 2022
Instrument	425824

Lender

Name	SCOTT CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.13%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1325 FIELDSTONE, WATERLOO, IL 62298-2795
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416187
Date	Apr 6, 2021
Instrument	416187

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,710.00 (+7.51%) Homeowner's exemption	$99,340 (+24.86%) Land $16,790 Building $82,550	$298,020 (+24.86%) Land $50,370 Building $247,650
2024	$5,311.00
2022	Disabled Person's exemption Additional exemption filed	$79,560 Land $15,410 Building $64,150	$238,680 Land $46,230 Building $192,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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