1328 Willow St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 1328 Willow St, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,391 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jul 2022 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`873.07-00-0145.00`

Property Details

APN / Parcel Number

Primary APN	`873.07-00-0145.00`
Alternative APNs	`07322106.000` `036393`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,391 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	036393
Street Address	1328 WILLOW ST
City	OCEAN SPRINGS
State	MS
Zip	39564-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 W OCEAN BEACH EST S/D DB 2080-111 (145 MAP 873.07)
Legal Range	07W
Legal Township	08S
Legal Section	07
Legal Subdivision	W OCEAN BEACH EST
Legal Lot Number	106
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	40901

Owner

1328 Willow St is owned and occupied by an individual who acquired it in July 2022.

Source: Jackson County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1328 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO
Apr 20, 2018	Deed of Trust, Mortgage ADV MORTGAGE INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Deed Document Number	0002080111
Deed Book / Page	2080 / 111
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Jul 13, 2022
Property Address	1328 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Document Number	002080/111
Book / Page	2080 / 111
Instrument Date	Jul 7, 2022
Instrument	202215591
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	1328 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3819/708
Date	Aug 10, 2021
Book Page	3819/708
Instrument	202120576

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	145 Months
Due	Sep 1, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	1328 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003508/0000000667
Date	Apr 20, 2018
Book Page	0000003508/0000000667
Instrument	201808460

Lender

Name	ADV MORTGAGE INV

Agreement

Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1328 Willow St was $1,832, up 8.5% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (+8.53%)	$14,122 (+7.79%) Land $725 Building $13,397	$94,140 (+7.78%) Land $4,830 Building $89,310
2024	$1,688.00 (-1.17%)	$13,102 (-) Land $705 Building $12,397	$87,343 (-) Land $4,700 Building $82,643
2023	$1,708.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$13,102 (+65.7%) Land $705 Building $12,397	$87,343 (-) Land $4,700 Building $82,643
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$7,907	$87,343 Land $4,700 Building $82,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 Willow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	314 units insured incl. 7 condo units
Nearby Flood Claims	5 (2005–2025)
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 Willow St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 87% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH private · serves 1,407 people · EPA ID MS0300113
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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