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1316 Willow St, Ocean Springs, MS 39564 Property Records

Jackson County property record for 1316 Willow St, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details2 ba · 972 sqft · built 1998
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2021 Transfer
Jun 2018 Mortgage
Flood ZoneZone AE (high risk)
APN873.07-00-0142.00

Property Details

APN / Parcel Number

Primary APN873.07-00-0142.00
Alternative APNs
  • 07322103.000
  • 036390

Interior

Full Baths2 Baths
Stories1 Story
Building Area972 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number036390
Street Address1316 WILLOW ST
CityOCEAN SPRINGS
StateMS
Zip39564-8915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 W OCEAN BEACH EST S/D PB 5-26 DB 1889-790 DB 2037-361 (142 MAP873.07)
Legal Range07W
Legal Township08S
Legal Section07
Legal SubdivisionW OCEAN BEACH EST
Legal Lot Number103
JurisdictionJACKSON MS
Township / Civil Division5
Census Block Group1
Census Block1028
Census Tract40901

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1316 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 4, 2018Deed of Trust, Mortgage
HANCOCK BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 16, 2021
Transfer Doc002037/361
Record UpdatedJun 8, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MS
Recording DateAug 16, 2021
Property Address1316 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Document Number002037/361
Book / Page2037 / 361
Instrument DateAug 11, 2021
Instrument202121240
Transaction TypeTransfer
Record UpdatedApr 5, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 EVERGREEN LN, ERIN, NY 14838-9549

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address1316 WILLOW ST, OCEAN SPRINGS, MS 39564-8915
Transaction TypeMortgage
Record UpdatedJun 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003514/0000000477
DateJun 4, 2018
Book Page0000003514/0000000477
Instrument201810442
Lender
NameHANCOCK BANK
TypeBank
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$6,826 (+6.47%) Land $483 Building $6,343$68,261 (+6.48%) Land $4,830 Building $63,431
2023Homeowner's exemption Senior Citizen's exemption$6,411 Land $470 Building $5,941$64,105 Land $4,700 Building $59,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies314 units insured
incl. 7 condo units
Nearby Flood Claims5 (2005–2025)
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 78% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN BEACH
private · serves 1,407 people · EPA ID MS0300113
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Singing River Connect
Fiber		2,000 / 2,000
Sparklight
Cable		1,000 / 50
C Spire Wireless
Fixed Wireless		100 / 20

May also be available: Mediacom Xtream, T-Mobile, Verizon.

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