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1328 Sowell Loop, Bonifay, FL 32425 Property Records

Holmes County property record for 1328 Sowell Loop, Bonifay, FL 32425 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,557 sqft Living Area
Lot Size497,455 sqft (11.4 acres)
OccupancyOwner Occupied
Tax Bill$4,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN1210.00-000-000-002.000
Alternative APN
  • 1210.0000000000002.000

Interior

Full Baths3 Baths
Building Area2,557 sqft Living Area
Gross Area4,318 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area497,455 sqft (11.4 acres)
FenceFence
PorchPorch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number1210.0000000000002.000
Street Address1328 SOWELL LOOP
CityBONIFAY
StateFL
Zip32425-7308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW1/2 OF NE1/4 OF NE1/4 LYING S OF PITTMAN CREEK OR-206/872 ALSO COM AT SE COR OF SW1/4 OF NE1/4 TH E 337.60 FT TH SW 334.19
Legal Range16W
Legal Township06N
Legal Section10
JurisdictionHOLMES FL
Minor Civil DivisionESTO-NOMA
Census Blockgroup3
Census Block3042
Census Tract960100

Owner

Source: Holmes County records · APN 1210.00-000-000-002.000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1328 SOWELL LOOP, BONIFAY, FL 32425-7308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Sep 16, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
FRIEND BANK
Sep 28, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CRESCENT MTG CO/DE
Aug 30, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2018
Deed SaleAug 30, 2018
Deed Doc Number0000578357
Deed Book / Page578 / 357
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLMES FL
Recording DateJun 11, 2026
Property Address1328 SOWELL LOOP, BONIFAY, FL 32425-7308
Document Number0000002329
Book / Page714 / 179
Instrument DateJun 05, 2026
Instrument20262329
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1328 SOWELL LOOP, BONIFAY, FL 32425-7308

Mortgage

Document Number0000002329,
DateJun 11, 2026
Book Page714/179
Instrument20262329
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLMES FL
Property AddressBONIFAY, FL 32425
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005940648
DateSep 16, 2019
Book Page594/0648
Instrument201930004175
Lender
NameFRIEND BANK
TypeBank
AddressGENEVA, AL 36340
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLMES FL
Property AddressBONIFAY, FL 32425
Document Number0006100982
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedNov 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1328 SOWELL LOOP BONIFAY FL 324257308, BONIFAY, FL 32425-7308

Mortgage

Document Number0006100982
DateOct 07, 2020
Book Page000610/000982
Instrument30003924
Lender
NameCRESCENT MTG CO/DE
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOLMES FL
Recording DateAug 30, 2018
Property AddressBONIFAY, FL 32425
Document Number0005780357
Book / Page000578 / 000357
Instrument DateAug 30, 2018
Instrument30003518
Transaction TypeTransfer
Record UpdatedSep 28, 2018

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple

Tax Assessment & Valuation

Source: Holmes County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHolmes County
Unified School DistrictHolmes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,081.00 (+39.95%) Homeowner's exemption$320,378 (+32.13%)$393,005 (+47.24%)
2024$2,916.00 (-13.55%) Homeowner's exemption$242,463 (+5.9%)$266,920 (+7.26%)
2023$3,373.00 (+1.93%)$228,963 (+3.78%) Land $1,817 Building $227,146$248,844 (+3.47%)
2022$3,309.00$220,613 Land $1,817 Building $218,796$240,494

Flood & Wildfire

1328 Sowell Loop is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Holmes County (12059C), updated June 26, 2025

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
44th percentile of exposed land nationally · 14th in Florida
Wildfire LikelihoodModerate — about 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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