Holmes County property record for 1320 Sowell Loop, Bonifay, FL 32425 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,716 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,129.00 (2025) |
| Primary APN | 1211.00-000-000-046.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,716 sqft Living Area |
| Gross Area | 4,240 sqft Gross Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Block Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 339 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 1211.0000000000046.000 |
|---|---|
| Street Address | 1320 SOWELL LOOP |
| City | BONIFAY |
| State | FL |
| Zip | 32425-7308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE SW COR OF THE E1/2 OF THE NW1/4 OF NW1/4 OF STR 11/6/16 TH GO N ALG THE W LINE OF THE E1/2 OF THE NW1/4 OF THE |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 11 |
| Jurisdiction | HOLMES FL |
| Minor Civil Division | ESTO-NOMA |
| Census Blockgroup | 3 |
| Census Block | 3042 |
| Census Tract | 960100 |
Source: Holmes County records · APN 1211.00-000-000-046.000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 SOWELL LOOP, BONIFAY, FL 32425-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLMES FL |
| Property Address | 1320 SOWELL LOOP, BONIFAY, FL 32425-7308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 SOWELL LOOP, BONIFAY, FL 32425 |
| Document Number | 0007030108 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 703/108 |
| Instrument | 202530004874 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Holmes County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Holmes County |
| Unified School District | Holmes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,129.00 (+4.52%) Homeowner's exemption | $187,086 (+2.9%) | $253,107 (+23.16%) Land $6,750 Building $246,357 |
| 2024 | $2,037.00 (+2.16%) Homeowner's exemption | $181,813 (+3%) | $205,508 (+6.38%) Land $6,000 Building $199,508 |
| 2023 | $1,994.00 (+1.89%) Homeowner's exemption | $176,517 (+3%) | $193,180 (+5.93%) Land $4,500 Building $188,680 |
| 2022 | $1,957.00 Homeowner's exemption | $171,376 | $182,363 Land $4,500 Building $177,863 |
1320 Sowell Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Holmes County (12059C), updated June 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 14th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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