1328 Rutledge St, Sidney, OH 45365 Property Records

Shelby County property record for 1328 Rutledge St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 999 sqft · built 1980
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2021)
Tax Bill	$978 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-2205254.010`

Property Details

APN / Parcel Number

Primary APN	`01-2205254.010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Shingle
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1328 RUTLEDGE ST
City	SIDNEY
State	OH
Zip	45365-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4629 IN RIVER BEND HILL SUB SECT 3 IN CITY OF SIDNEY 020-22-05-254-010PLAT V15 P47
Legal Subdivision	RIVER BEND HILL
Legal Lot Number	4629
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2025
Census Tract	972200

Owner

1328 Rutledge St is owned and occupied by an individual who bought it in May 2021.

Source: Shelby County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1328 RUTLEDGE ST, SIDNEY, OH 45365-2258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	May 20, 2009 · Amount on File
Deed Document Number	20213630
Deed Book / Page	2289 / 266
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 25, 2021
Property Address	1328 RUTLEDGE ST, SIDNEY, OH 45365-2258
Document Number	2289/266
Book / Page	2289 / 266
Map Reference	MB 15 PG 47
Instrument Date	May 21, 2021
Instrument	202100003630
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 RUTLEDGE ST, SIDNEY, OH 45365-2258

Mortgage

Document Number	202100003631
Date	May 25, 2021
Instrument	202100003631

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1328 Rutledge St was $978 with exemptions applied, down 8% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (-8%)	$40,640 (-) Land $7,050 Building $33,590
2024	$1,063.00 (-5.17%) Homeowner's exemption Senior Citizen's exemption	$40,640 (-) Land $7,050 Building $33,590
2023	$1,121.00 (+29.15%) Homeowner's exemption Senior Citizen's exemption	$40,640 (+34.48%) Land $7,050 Building $33,590	$116,110 Land $20,140 Building $95,970
2022	$868.00 Homeowner's exemption Senior Citizen's exemption	$30,220 Land $6,020 Building $24,200
2020			$86,340 Land $17,200 Building $69,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1328 Rutledge St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1990–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1328 Rutledge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20