1296 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1296 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,699 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Jul 2017)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`535-400-017`

Property Details

APN / Parcel Number

Primary APN	`535-400-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1296 PEPPER LN
City	BANNING
State	CA
Zip	92220-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.21 ACRES M/L IN LOT 20 MB 343/007 TR 30222
Legal Tract	30222
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1013
Census Tract	44103

Owner

1296 Pepper Ln is owned and occupied by an individual who bought it in July 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1296 PEPPER LN, BANNING, CA 92220-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 26, 2017	Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	2017306089
Prior Transfer Date	Mar 2, 2007
Prior Transfer Doc	0000156855
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1296 PEPPER LN, BANNING, CA 92220-1451
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025660
Date	Jan 20, 2017
Instrument	2017-0025660

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2017
Property Address	1296 PEPPER LN, BANNING, CA 92220-1451
Document Number	0000306089
Map Reference	MB 343 PG 7-14
Instrument Date	Jun 26, 2017
Instrument	2017-0306089
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 PENNER LN, BANNING, CA 92220

Mortgage

Document Number	0000306090
Date	Jul 26, 2017
Instrument	2017-0306090

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1296 Pepper Ln was $4,579.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,277 (+2%) Land $40,617 Building $286,660
2025	$4,579.00	$320,861 Land $39,821 Building $281,040
2023	$4,487.00 (+2.07%)	$308,404 Land $38,276 Building $270,128
2022	$4,396.00
2021			$365,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1296 Pepper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Pepper Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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