1328 Paces Trl, Lakeland, FL 33809 Property Records

Polk County property record for 1328 Paces Trl, Lakeland, FL 33809 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1974
Lot Size	0.908 acres (39,552 sqft)
Owner	Individual Name on File
Tax Bill	$433 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-17-000000-014080`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-000000-014080`
Alternative APNs	`172724000000014080` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	39,552 sqft (0.908 acres)
Lot Dimensions	305 ft deep x 130 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	517 sqft
Porch	Unfinished Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1328 PACES TRL
City	LAKELAND
State	FL
Zip	33809-0808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 130 FT OF W 650 FT OF N1/2 OF N1/2 OF SW1/4 OF NE1/4 LESS S 25 FT FOR RD R/W BEING LOT 6 OF UNRE 44 PACES
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	DERWORT GEO PROPS
Legal Tract	000000
Legal Block	1
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records · APN 24-27-17-000000-014080

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1328 PACES TRL, LAKELAND, FL 33809-0808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1328 PACES TRL, LAKELAND, FL 33809-0808
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 PACES TRL, LAKELAND, FL 33809-0808

Mortgage

Document Number	0000175208
Date	Jul 07, 2021
Book Page	11791/173
Instrument	2021175208

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Jul 16, 2090

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (-51.07%) Homeowner's exemption	$105,081 (+5.99%)	$256,641 (-0.65%) Land $21,000 Building $235,641
2023	$885.00 (+4.36%) Homeowner's exemption	$99,146 (+3%)	$258,313 (+7.04%) Land $20,000 Building $238,313
2022	$848.00 Homeowner's exemption	$96,258	$241,321 Land $17,000 Building $224,321

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force 19 of 20 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.