Polk County property record for 1315 Paces Trl, Lakeland, FL 33809 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,193 sqft Living Area |
| Lot Size | 39,491 sqft (0.907 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2015) |
| Tax Bill | $1,434.00 (2025) |
| Primary APN | 24-27-17-000000-014020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,193 sqft Living Area |
| 1st Floor | 2,193 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 39,491 sqft (0.907 acres) |
| Depth X Width | 305 ft x 130 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 80 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1315 PACES TRL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0844 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 130 FT OF W 390 FT OF S1/2 OF N1/2 OF SW1/4 OF NE1/4 LESS N 25 FT FOR PACES TRAIL R/W BEING LOT 13 OF UNRE FORTY-FOUR PACES |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 17 |
| Legal Subdivision | DERWORT GEO PROPS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County records · APN 24-27-17-000000-014020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 PACES TRL, LAKELAND, FL 33809-0844 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Feb 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on Record |
| Deed Sale | Oct 22, 2015 · Amount on Record |
| Deed Doc Number | 2015192293 |
| Deed Book / Page | 9658 / 1965 |
| Prior Transfer Date | Sep 04, 2008 |
| Prior Transfer Doc | 0000000960 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1315 PACES TRL, LAKELAND, FL 33809-0844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1315 PACES TRL, LAKELAND, FL 33809-0844 |
| Document Number | 0000252105 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 11911/1746 |
| Instrument | 2021252105 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1315 PACES TRL, LAKELAND, FL 33809-0844 |
| Document Number | 0115161128 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1315 PACES TRL LAKELAND FL 338090844, LAKELAND, FL 33809-0844 |
| Document Number | 0115161128 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 011516/001128 |
| Instrument | 283068 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1315 PACES TRL, LAKELAND, FL 33809-0844 |
| Document Number | 0103910611 |
| Instrument Date | Feb 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1315 PACES TRL LAKELAND FL 338090844, LAKELAND, FL 33809-0844 |
| Document Number | 0103910611 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 010391/000611 |
| Instrument | 29418 |
| Name | FRANKLIN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 (-22.65%) Homeowner's exemption | $151,129 (+5.99%) | $276,997 (-1.25%) Land $21,000 Building $255,997 |
| 2023 | $1,854.00 (+3.87%) Homeowner's exemption | $142,592 (+3%) | $280,494 (+2.99%) Land $20,000 Building $260,494 |
| 2022 | $1,785.00 Homeowner's exemption | $138,439 | $272,356 Land $17,000 Building $255,356 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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