1328 N Central Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 1328 N Central Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 570 sqft · built 1982
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$3,828 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-021-011-000`

Property Details

APN / Parcel Number

Primary APN	`039-021-011-000`
Alternative APNs	`0392111000` `0392111`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	2,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Masonry / Concrete Block
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1328 N CENTRAL AVE
City	MODESTO
State	CA
Zip	95351-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2021
Census Tract	2701

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1328 N CENTRAL AVE, MODESTO, CA 95351-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 12, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2000
Deed Sale	Jul 17, 2000
Deed Document Number	200057763
Last Transfer Date	Aug 23, 2020
Transfer Doc	0000084235
Record Updated	Oct 29, 2026

October 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Oct 29, 2020
Property Address	1328 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000084235
Instrument Date	Aug 23, 2020
Instrument	2020-0084235
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 N CENTRAL AVE, MODESTO, CA 95351-4811

Mortgage

Document Number	0000084236
Date	Oct 29, 2020
Instrument	2020-0084236

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1328 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000078407
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1328 N CENTRAL AVE MODESTO CA 953514811, MODESTO, CA 95351-4811

Mortgage

Document Number	0000078407
Date	Nov 7, 2019
Instrument	78407

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1328 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000049107
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1328 N CENTRAL AVE MODESTO CA 953514811, MODESTO, CA 95351-4811

Mortgage

Document Number	0000049107
Date	Jul 18, 2018
Instrument	49107

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,828.00 (+0.03%) Homeowner's exemption	$335,882 (+2%) Land $131,347 Building $204,535
2025	$3,827.00 (+9.59%) Homeowner's exemption	$329,297 (+4.04%) Land $128,772 Building $200,525
2023	$3,492.00 (+0.87%) Homeowner's exemption	$316,513 Land $123,773 Building $192,740
2022	$3,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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