1322 N Central Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 1322 N Central Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,150 sqft · built 1956
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Apr 2026)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039-021-010-000`

Property Details

APN / Parcel Number

Primary APN	`039-021-010-000`
Alternative APNs	`0392110000` `0392110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	27,443 sqft (0.63 acres)
Lot Width	89 ft Width
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1322 N CENTRAL AVE
City	MODESTO
State	CA
Zip	95351-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2021
Census Tract	2701

Owner

Source: Stanislaus County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 STANDIFORD AVE, A, MODESTO, CA 95350-1159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2026	Grant Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Oct 23, 2025	Intrafamily Transfer, Transfer
Apr 26, 2024	Intrafamily Transfer, Transfer
Apr 26, 2024	Affidavit of Death of Joint Tenant, Transfer
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	202623825
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	0000052605
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030815
Date	Mar 30, 2021
Instrument	2021-0030815

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 29, 2026
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000023825
Instrument Date	Apr 24, 2026
Instrument	2026.23825
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 STANDIFORD AVE, MODESTO, CA 95350-1159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023826,
Date	Apr 29, 2026
Instrument	2026..23826

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 23, 2025
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000052605
Instrument Date	Sep 2, 2025
Instrument	2025-0052605
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2024
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000019097
Instrument Date	Apr 16, 2024
Instrument	2024-0019097
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2024
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000019096
Instrument Date	Apr 16, 2024
Instrument	2024-0019096
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1322 N CENTRAL AVE, MODESTO, CA 95351-4811
Document Number	0000078567
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1322 N CENTRAL AVE MODESTO CA 953514811, MODESTO, CA 95351-4811

Mortgage

Document Number	0000078567
Date	Nov 14, 2018
Instrument	78567

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,520.00 (+9.57%) Homeowner's exemption	$217,519 (+4.04%) Land $76,178 Building $141,341
2023	$2,300.00 (+0.88%) Homeowner's exemption	$209,074 Land $73,221 Building $135,853
2022	$2,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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