1328 Dresden Rd, Davis, IL 61019 Property Records

Winnebago County property record for 1328 Dresden Rd, Davis, IL 61019

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,500 (Jan 2025)
Tax Bill	$117 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-251-006`

Property Details

APN / Parcel Number

Primary APN	`05-06-251-006`
Alternative APNs	`506251006` `330A295B`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Account Number	330A295B
Street Address	1328 DRESDEN RD
City	DAVIS
State	IL
Zip	61019-9645
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1328
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1328
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1009
Census Tract	4100

Owner

Source: Winnebago County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1328 DRESDEN RD, DAVIS, IL 61019-9645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 2, 2019	Grant Deed, Transfer SECURITY FIRST TITLE
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2025887
Last Transfer Date	May 16, 2025
Transfer Doc	0000013411
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 13, 2026
Property Address	1328 DRESDEN RD, DAVIS, IL 61019-9645
Document Number	0000021222
Instrument Date	Aug 7, 2026
Instrument	202621222
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 DRESDEN RD, DAVIS, IL 61019-9645

Mortgage

Document Number	0000021222,
Date	Aug 13, 2026
Instrument	202621222

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 2, 2019
Property Address	1328 DRESDEN RD, DAVIS, IL 61019-9645
Document Number	0001033000
Instrument Date	Sep 6, 2019
Instrument	1033000
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$4.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14751 TELEGRAPH RD PECATONICA IL 610639042, PECATONICA, IL 61063-9042

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 18, 2017
Property Address	1328 DRESDEN RD, DAVIS, IL 61019-9645
Document Number	0001015086
Instrument Date	May 16, 2017
Instrument	1015086
Transaction Type	Transfer
Record Updated	Jun 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 BAILEY WAY FITCHBURG WI 537115132, FITCHBURG, WI 53711-5132

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00	$1,690 (+179.8%) Land $1,690	$5,070 (+179.8%) Land $5,070
2022		$604 Land $604	$1,812 Land $1,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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