1314 Dresden Rd, Davis, IL 61019 Property Records

Winnebago County property record for 1314 Dresden Rd, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,670 sqft · built 1996
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Oct 2019)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Oct 2019 Sale Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-252-017`

Property Details

APN / Parcel Number

Primary APN	`05-06-252-017`
Alternative APNs	`506252017` `330A283`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,670 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1314 DRESDEN RD
City	DAVIS
State	IL
Zip	61019-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1314
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1314
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1006
Census Tract	4100

Owner

1314 Dresden Rd is owned by a company that bought it in October 2019 and is owner-occupied.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Warranty Deed, Transfer SECURITY FIRST TITLE
Nov 1, 2018	Quit Claim Deed, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD
Dec 12, 2017	Warranty Deed, Transfer · Conventional with PMI NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Dec 12, 2017 · Amount on File
Deed Document Number	201933274
Prior Transfer Date	Oct 20, 2018
Prior Transfer Doc	0001031960
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 3, 2019
Property Address	1314 DRESDEN RD, DAVIS, IL 61019-9463
Document Number	0001033274
Instrument Date	Sep 20, 2019
Instrument	1033274
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 1, 2018
Property Address	1314 DRESDEN RD, DAVIS, IL 61019-9463
Document Number	0001031960
Instrument Date	Oct 20, 2018
Instrument	1031960
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 DRESDEN RD DAVIS IL 610199463, DAVIS, IL 61019-9463

Mortgage

Document Number	1031961
Date	Nov 1, 2018
Instrument	1031961

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 12, 2017
Property Address	1314 DRESDEN RD, DAVIS, IL 61019-9463
Document Number	0001039967
Instrument Date	Dec 8, 2017
Instrument	1039967
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1314 DRESDEN RD DAVIS IL 610199463, DAVIS, IL 61019-9463

Mortgage

Document Number	1039968
Date	Dec 12, 2017
Instrument	1039968

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Dresden Rd was $5,984 with exemptions applied, up 4.3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00 (+4.27%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$99,210 (+10.73%) Land $5,895 Building $93,315	$297,630 (+10.73%) Land $17,685 Building $279,945
2024	$5,739.00	$89,597 Land $5,324 Building $84,273	$268,791 Land $15,972 Building $252,819
2022	Homeowner's exemption Disabled Person's exemption	$67,821 Land $4,071 Building $63,750	$203,463 Land $12,213 Building $191,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1314 Dresden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Dresden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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