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1327 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 1327 Whitehead St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,787 sqft · built 2018
Lot Size0.056 acres (2,443 sqft)
Owner2 Individual Names on File
Last Sale$2,209,000 (Feb 2022)
Tax Bill$18,218 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone AE (high risk)
APN00036180-000500

Property Details

APN / Parcel Number

Primary APN00036180-000500
Alternative APN
  • 9104219

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,787 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,443 sqft (0.056 acres)
PorchUnfinished Open Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number9104219
Street Address1327 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-7528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHHDR
Legal DescriptionRESIDENTIAL UNIT 5 OF WHKW (A/K/A PT LT 6 SQR 3 TR 16 KW FILER BOYLE SUB N-476) OR2758-1625 OR2795-1649 OR2895-1734 OR3153-1462
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWHKW
Legal Tract16
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2015
Census Tract972400

Owner

1327 Whitehead St is owned and occupied by two individuals who bought it in February 2022.

Source: Monroe County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1327 WHITEHEAD ST, KEY WEST, FL 33040-7528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2022 · Amount on File
Deed SaleFeb 7, 2022 · Amount on File
Prior SaleMar 12, 2018 · Amount on File
Deed Document Number20222360346
Deed Book / Page3153 / 1462
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 7, 2022
Property Address1327 WHITEHEAD ST, KEY WEST, FL 33040-7528
Document Number0031531462
Book / Page3153 / 1462
Map ReferenceMB N PG 476
Instrument DateFeb 7, 2022
Instrument2360346
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,463.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1327 WHITEHEAD ST, 1327, KEY WEST, FL 33040-7528

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 WHITEHEAD ST, KEY WEST, FL 33040-7528

Mortgage

Document Number0031531466
DateFeb 7, 2022
Instrument3153/1466
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 12, 2018
Property Address1327 WHITEHEAD ST, KEY WEST, FL 33040-7528
Document Number0028951734
Book / Page002895 / 001734
Instrument DateMar 8, 2018
Instrument2158995
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,624.41
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1327 WHITEHEAD ST KEY WEST FL 33040, KEY WEST, FL 33040

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Whitehead St was $18,218, up 9.6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,218.00 (+9.58%)$2,146,363 Land $1,046,581 Building $1,099,782$2,146,363 Land $1,046,581 Building $1,099,782
2024$16,625.00 (+1.53%)
2023$16,374.00 (+16.9%) Homeowner's exemption$1,943,730 (+11.87%) Land $897,161 Building $1,046,569$1,943,730 (+11.87%) Land $897,161 Building $1,046,569
2022$14,007.00$1,737,504 Land $679,765 Building $1,057,739$1,737,504 Land $679,765 Building $1,057,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1327 Whitehead St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1327 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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