1303 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 1303 Whitehead St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,800 sqft · built 1938
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on Record
Last Sale	$3,600,000 (Jan 2023)
Tax Bill	$26,613 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00036130-000000`

Property Details

APN / Parcel Number

Primary APN	`00036130-000000`
Alternative APNs	`01010100036130000000` `1036994`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Exterior Amenities

Pool Area	264 sqft
Porch	Open Porch
Porch Area	1,582 sqft
Patio Area	652 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1036994
Street Address	1303 WHITEHEAD ST
City	KEY WEST
State	FL
Zip	33040-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HHDR
Legal Description	KW FILER BOYLE SUB N-476 PT LOTS 2 & 4 SQR 3 TR 16 OR311-330 OR545-501 OR628-612 OR1037-342 OR1216-1869 OR3159-1808 OR3207-0809
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KW FILER BOYLE SUB
Legal Tract	16
Legal Lot Number	2,4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2015
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1303 WHITEHEAD ST, KEY WEST, FL 33040-7528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 6, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	20232402582
Deed Book / Page	3207 / 809
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	0027721781
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1303 WHITEHEAD ST, KEY WEST, FL 33040-7528
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BOXWOOD RD, BEDFORD, NH 03110-5702

Mortgage

Document Number	0032112378
Date	Feb 14, 2023
Book Page	3211/2378
Instrument	2406667

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 6, 2023
Property Address	1303 WHITEHEAD ST, KEY WEST, FL 33040-7528
Document Number	0032070809
Book / Page	3207 / 809
Map Reference	MB N PG 715
Instrument Date	Dec 23, 2022
Instrument	2402582
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1999 BRYAN ST STE 900, 900, DALLAS, TX 75201-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BOXWOOD RD, BEDFORD, NH 03110-5702

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 9, 2022
Property Address	1303 WHITEHEAD ST, KEY WEST, FL 33040-7528
Document Number	0031591808
Book / Page	3159 / 1808
Map Reference	MB N PG 715
Instrument Date	Mar 4, 2022
Instrument	2364918
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$19,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 SEASIDE NORTH CT, 97, KEY WEST, FL 33040-5292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 BRYAN ST STE 900, 900, DALLAS, TX 75201-3140

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,144,597 (+9.54%) Land $1,606,500 Building $1,538,097	$3,144,597 (+9.54%) Land $1,606,500 Building $1,538,097
2024	$26,613.00 (+6.72%)
2023	$24,937.00 (+37.11%)	$2,870,751 (+19.79%) Land $1,377,141 Building $1,493,610	$2,870,751 (+19.79%) Land $1,377,141 Building $1,493,610
2022	$18,188.00	$2,396,492 Land $1,043,438 Building $1,353,054	$2,396,492 Land $1,043,438 Building $1,353,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 units insured incl. 48 condo units
Nearby Flood Claims	253 (1980–2022)
Claims Outside the SFHA	16 of 253
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Wilma, Oct 2005 · 101 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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