1327 Sweetwater Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 1327 Sweetwater Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,029 sqft · built 2018
Lot Size	0.969 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$760,041 (Jan 2019)
Tax Bill	$7,687 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`94274-09-001`

Property Details

APN / Parcel Number

Primary APN	`94274-09-001`
Alternative APN	`R1626510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Basement Area	2,029 sqft
Finished Basement	2,029 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,063 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1626510
Old Parcel Number	9427409001
Street Address	1327 SWEETWATER LN
City	BERTHOUD
State	CO
Zip	80513-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1. RIVERSIDE FARM, 1ST FILING, (20030121788)
Legal Range	69
Legal Township	04
Legal Section	27
Legal Quarter	SE
Legal Subdivision	RIVERSIDE FARM, 1ST FILING, (20030121788
Legal Block	1
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

1327 Sweetwater Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Oct 21, 2019	Deed of Trust, Mortgage BELLCO CU
Jan 17, 2019	Grant Deed, Subdivision Related Transfer QUICKEN LNS
May 8, 2018	Trustee's Deed, Construction Loan · Line of Credit GUARANTY BK
Feb 15, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 15, 2017	Warranty Deed, Transfer 511 MAGNOLIA INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Feb 15, 2017
Deed Document Number	20190002781
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291

Mortgage

Document Number	0000042362
Date	Oct 2, 2023
Instrument	20230042362

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051235
Date	May 24, 2021
Instrument	20210051235

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291

Mortgage

Document Number	0000003623
Date	Jan 31, 2024
Instrument	20240003623

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Document Number	0000066644
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SWEETWATER LN BERTHOUD CO 805138291, BERTHOUD, CO 80513-8291

Mortgage

Document Number	0000066644
Date	Oct 28, 2019
Instrument	66644

Lender

Name	BELLCO CU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 17, 2019
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Document Number	0000002781
Instrument Date	Jan 15, 2019
Instrument	2781
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1327 SWEETWATER LN BERTHOUD CO 805138291, BERTHOUD, CO 80513-8291

Mortgage

Document Number	2782
Date	Jan 17, 2019
Instrument	2782

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	May 8, 2018
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Instrument Date	May 3, 2018
Instrument	27055
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252

Mortgage

Document Number	0000027055
Date	May 8, 2018
Instrument	27055

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 7, 2019

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 15, 2017
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Document Number	0000010740
Instrument Date	Feb 15, 2017
Instrument	10740
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 15, 2017
Property Address	1327 SWEETWATER LN, BERTHOUD, CO 80513-8291
Document Number	0000010652
Instrument Date	Dec 20, 2016
Instrument	10652
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12656 WATERSIDE LN LONGMONT CO 805045252, LONGMONT, CO 80504-5252
Investor	Possibly a Property Investor

Mortgage

Document Number	10653
Date	Feb 15, 2017
Instrument	10653

Lender

Name	511 MAGNOLIA INVESTMENTS LLC
Address	PO BOX 1205, HOLMES BEACH, FL 34218-1205

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 14, 2018

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Sweetwater Ln was $7,687.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,687.00	$74,251 Land $17,188 Building $57,063	$1,188,000 Land $275,000 Building $913,000
2023	$7,398.00 (+19.71%)	$81,559 (+32.78%) Land $18,425 Building $63,134	$1,217,300 (+37.73%) Land $275,000 Building $942,300
2022	$6,180.00	$61,424 Land $14,817 Building $46,607	$883,800 Land $213,200 Building $670,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1327 Sweetwater Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 Sweetwater Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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