1327 Spring Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 1327 Spring Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,269 sqft · built 1955
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2021)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109.030.04002024`

Property Details

APN / Parcel Number

Primary APN	`109.030.04002024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	49,658 sqft
Garage Type	Attached
Garage Area	297 sqft
Porch	Enclosed Frame Porch
Porch Area	264 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1327 SPRING DR
City	HERCULANEUM
State	MO
Zip	63048-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MILLER TERRACE LOT 50
Legal Range	6E
Legal Township	41N
Legal Section	30
Legal Subdivision	MILLER TERRACE
Legal Block	2
Legal Lot Number	50
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	2
Census Block	2000
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	202114157
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	0000019574
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, TRI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029246
Date	Nov 27, 2023
Instrument	2023R-029246

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544

Mortgage

Document Number	0000023067
Date	Jul 13, 2022
Instrument	2022R-023067

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	CRYSTAL CITY, MO 63019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Mar 31, 2021
Property Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544
Document Number	0000014157
Map Reference	MB 10 PG 26
Instrument Date	Jan 27, 2021
Instrument	2021R-014157
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544

Mortgage

Document Number	0000014158
Date	Mar 31, 2021
Instrument	2021R-014158

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 24, 2017
Property Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544
Document Number	0000002350
Map Reference	MB10 PG26
Instrument Date	Jan 19, 2017
Instrument	2017R-002350
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1327 SPRING DR, 1327, HERCULANEUM, MO 63048-1544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SPRING DR, HERCULANEUM, MO 63048-1544

Mortgage

Document Number	0000002352
Date	Jan 24, 2017
Instrument	2017R-002352

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,100 (-) Land $2,300 Building $18,800	$110,700 (-) Land $12,000 Building $98,700
2025	$1,345.00 (+7.6%)	$21,100 (+8.21%) Land $2,300 Building $18,800	$110,700 (-) Land $12,000 Building $98,700
2024	$1,250.00 (+0.08%)		$110,700 (+8.21%) Land $12,000 Building $98,700
2023	$1,249.00	$19,500 Land $2,300 Building $17,200	$102,300 Land $12,000 Building $90,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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