1320 Spring Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 1320 Spring Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1955
Lot Size	0.791 acres (34,489 sqft)
Owner	Individual Name on Record
Tax Bill	$1,095 (2023)
Deeds & Mortgages	Oct 2025 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109.030.04002005`

Property Details

APN / Parcel Number

Primary APN	`109.030.04002005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1955
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	34,489 sqft
Garage Type	Attached
Garage Area	390 sqft
Porch	Porch
Porch Area	456 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1320 SPRING DR
City	HERCULANEUM
State	MO
Zip	63048-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MILLER TERRACE LOT 31
Legal Range	06
Legal Township	41
Legal Section	30
Legal Quarter	SE
Legal Subdivision	MILLER TERRACE
Legal Block	2
Legal Lot Number	31
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	2
Census Block	2001
Census Tract	700802

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1320 SPRING DR, HERCULANEUM, MO 63048-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
May 7, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025
Deed Sale	Oct 6, 2025
Prior Sale	May 7, 2018
Deed Document Number	2025R-025669
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 6, 2025
Property Address	1320 SPRING DR, HERCULANEUM, MO 63048-1543
Document Number	0000025669
Map Reference	MB 10 PG 26
Instrument Date	Oct 1, 2025
Instrument	2025R-025669
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ELITE TIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 BEVERLY ANN DR, FENTON, MO 63026-5872

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1320 SPRING DR, HERCULANEUM, MO 63048-1543

Mortgage

Document Number	0000025670
Date	Oct 6, 2025
Instrument	2025R-025670

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000025671
Date	Oct 6, 2025
Instrument	2025R-025671

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 7, 2018
Property Address	1320 SPRING DR, HERCULANEUM, MO 63048-1543
Document Number	0000013553
Map Reference	MB10 PG26
Instrument Date	May 4, 2018
Instrument	2018R-013553
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2089 CAMINO RED DR, 2089, HERCULANEUM, MO 63048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SPRING DR, HERCULANEUM, MO 63048-1543

Mortgage

Document Number	0000013554
Date	May 7, 2018
Instrument	2018R-013554

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000013555
Date	May 7, 2018
Instrument	2018R-013555

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,500 (+8.19%) Land $2,300 Building $16,200
2024		$17,100 (-) Land $2,300 Building $14,800	$97,500 (+8.33%) Land $12,000 Building $85,500
2023	$1,095.00	$17,100 Land $2,300 Building $14,800	$90,000 Land $12,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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