Schenectady County and Schenectady City property record for 1327 Dewitt St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1927 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Jan 2026) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.64-3-34 |
| Primary APN | 421500 49.64-3-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Upper Floors Area | 294 sqft |
| Attic | Attic |
| Attic Area | 294 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 232 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1327 DEWITT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD |
| Legal Subdivision | CHRISLER ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21600 |
Source: Schenectady County and Schenectady City records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1611 CHRISLER AVE, SCHENECTADY, NY 12303-1828 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jul 9, 2020 | Grant Deed, Transfer · FHA Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Jul 9, 2020 · Amount on Record |
| Deed Document Number | 20261559 |
| Deed Book / Page | 2164 / 883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1327 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1327 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000063519 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 5405/594 |
| Instrument | 202463519 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 22, 2026 |
| Property Address | 1327 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000001559 |
| Map Reference | CAB A MAP 166-168 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 202601559 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1327 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Name | Verified Name |
|---|---|
| Address | 1611 CHRISLER AVE, SCHENECTADY, NY 12303-1828 |
| Document Number | 0000001560 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 202601560 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 5, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 9, 2020 |
| Property Address | 1327 DEWITT ST, SCHENECTADY, NY 12303-1415 |
| Document Number | 0000019723 |
| Book / Page | 002037 / 000665 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 19723 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 COLUMBIA GDNS COHOES NY 120474060, COHOES, NY 12047-4060 |
| Document Number | 19724 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 005002/000458 |
| Instrument | 19724 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,226.00 (+5.41%) | $81,100 (-) Land $12,200 Building $68,900 | $134,294 (+13.35%) Land $20,202 Building $114,092 |
| 2024 | $81,100 (-) Land $12,200 Building $68,900 | $118,481 (+15.41%) Land $17,823 Building $100,658 | |
| 2023 | $81,100 (-) Land $12,200 Building $68,900 | $102,658 (+3.8%) Land $15,443 Building $87,215 | |
| 2022 | $81,100 Land $12,200 Building $68,900 | $98,902 Land $14,878 Building $84,024 | |
| 2021 | $4,009.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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