1321 Dewitt St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1321 Dewitt St, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,900 sqft · built 1990
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Tax Bill	$6,331 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.64-3-6`

Property Details

APN / Parcel Number

Primary APN	`421500 49.64-3-6`
Alternative APN	`150004906400030060000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,900 sqft Total Area
1st Floor Area	950 sqft
2nd Floor Area	950 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Porch	Slab
Porch Area	78 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1321 DEWITT ST
City	SCHENECTADY
State	NY
Zip	12303-1415
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD
Legal Subdivision	CHRISLER ESTATE
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4005
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.64-3-6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1321 DEWITT ST, SCHENECTADY, NY 12303-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage KEY BANK NA
Jun 21, 2017	Deed of Trust, Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 04, 2016
Transfer Doc	0000014581
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1321 DEWITT ST, SCHENECTADY, NY 12303-1415
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 DEWITT ST, SCHENECTADY, NY 12303-1415

Mortgage

Document Number	0000012907
Date	Mar 11, 2022
Book Page	5209/37
Instrument	202212907

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 06, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1321 DEWITT ST, SCHENECTADY, NY 12303-1415
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027618
Date	Jun 21, 2017
Book Page	4767/909
Instrument	201727618

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,331.00 (+10.76%)	$112,700 (-) Land $19,800 Building $92,900	$186,620 (+30.82%) Land $32,787 Building $153,833
2023		$112,700 (-) Land $19,800 Building $92,900	$142,658 (+3.8%) Land $25,063 Building $117,595
2022		$112,700 Land $19,800 Building $92,900	$137,439 Land $24,146 Building $113,293
2021	$5,716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,007 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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