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  5. Ardmore St

1327 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1327 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 2004
Lot Size0.13 acres (5,662 sqft)
OwnerCompany Name on File
Last Sale$294,000 (May 2021)
Tax Bill$4,239 (2025)
Deeds & MortgagesMay 2021 Sale
Aug 2017 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028821-3580

Property Details

APN / Parcel Number

Primary APN028821-3580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,609 sqft Living Area
Gross Area2,077 sqft
1st Floor Area1,609 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1327 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 358 OR5268/1384
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number358
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4012
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-3580

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address23975 PARK SORRENTO, 300, CALABASAS, CA 91302-4012
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer
LANDMARK TITLE
Aug 02, 2017Deed of Trust, Mortgage · Reverse Mortgage
SYNERGY ONE LENDING
Jul 26, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleJul 24, 2012 · Amount on Record
Deed Document Number202156179
Deed Book / Page5268 / 1384
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 19, 2021
Property Address1327 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Document Number0052681384
Book / Page5268 / 1384
Map ReferenceMB 46 PG 53-61
Instrument DateMay 05, 2021
Instrument2021056179
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$2,058.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 SPRUCE ST, 19, NORWALK, CT 06850-3612

Transferred To (Grantee/Buyer)

NameVerified Name
Address23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012
InvestorPossibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1327 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044141525
DateAug 02, 2017
Book Page4414/1525
Instrument2017053305
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term899 Months
DueJul 22, 2092
Interest
Rate TypeAdjustable Rate
Rate4.48%
Type Change DateAug 01, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1327 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Document Number0044141541
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1327 ARDMORE ST ST AUGUSTINE FL 320923440, ST AUGUSTINE, FL 32092-3440

Mortgage

Document Number0044141541
DateAug 02, 2017
Book Page004414/001541
Instrument53306
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueAug 01, 2092
Interest
Rate TypeAdjustable Rate
Rate4.48%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$283,988 (-2.06%) Land $70,000 Building $213,988$283,988 (-2.06%) Land $70,000 Building $213,988
2025$4,239.00 (+4.62%)$289,971 (-8.23%)$289,971 (-8.23%) Land $70,000 Building $219,971
2024$4,052.00 (-4.99%)
2023$4,265.00 (+7.57%)$315,993 (+8.44%)$315,993 (+8.44%) Land $82,790 Building $233,203
2022$3,965.00$291,386$291,386 Land $73,920 Building $217,466

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
78 of 79 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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